2026-04-25T13:50:20Z https://www.journal.islamiconomic.or.id/index.php/ijei/oai

oai:ojs.journal.islamiconomic.or.id:article/87 2021-11-12T07:52:13Z ijei:ART

ANALISA MANAJEMEN PEMBIAYAAN MACET (STUDI PADA BMT MITRA MUAMALAH JEPARA) Anwar, Aan Zainul Laksono, Rudi Joko Darwanto, Darwanto Good Corporate Governance, bad financing, financing management. Abstrak. Analisa Manajemen Pembiayaan Macet (Studi Pada BMT Mitra Muamalah Jepara). Hampir setiap lembaga keuangan baik konvensional maupun syariah yang menyalurkan dana mengalami risiko pembiayaan masalah keuangan. Oleh karena itu, perlu dilakukan penelitian bagaimana pengelolaan pembiayaan macet pada lembaga keuangan syariah. Penelitian ini menganalisis dan menggambarkan penerapan Tata Kelola Perusahaan yang Baik (Good Corporate Governance - GCG) dalam pengelolaan pembiayaan dan menggambarkan strategi kebijakan dalam mengatasi pembiayaan macet yang ada di BMT Mitra Muamalah Jepara pada tahun 2015-2016, dengan metode pendekatan kualitatif (wawancara, observasi dan dokumentasi). ) Informan dalam penelitian ini adalah pemangku kepentingan BMT Mitra Muamalah Jepara dengan teknik purposive dan snowball sampling. Metode analisis dengan teknik analisis interaktif Miles dan Huberman. Hasil penelitian menunjukkan bahwa penerapan tata kelola perusahaan (GCG) pengelolaan pembiayaan buruk cukup baik dan dapat diterapkan untuk mengatasi masalah kredit macet yang terjadi di BMT Mitra Muamalah. Strategi untuk mengatasi kredit macet adalah membentuk tim perbaikan dan memperkuat prosedur operasi standar (SOP) pembiayaan dan memaksimalkan peran Account Officer (AO) sebagai pelaksana utama dalam proses pembiayaan penghentian non-performing.Abstract. Analysis of Financing Management Loss (Study on BMT Mitra Muamalah Jepara). Almost every financial institution both conventional or sharia that distributed funds experienced financing risk of financial problem. Therefore, it is necessary to research how the management of financial institutions especially sharia make efforts to minimize the financing of jams. This paper analyses and describes the implementation of Good Corporate Governance (GCG) in the management of financing and describes the policy strategy in overcoming the existing stalled financing in BMT Mitra Muamalah Jepara in 2015-2016, with qualitative approach method (interviews, observation and documentation) and trianggulasi techniques. Informants in this research are stakeholder BMT Mitra Muamalah Jepara by using purposive technique and snowball sampling. Method analyze with interactive analysis technique of Miles and Huberman. The result show that the implementation of corporate governance (GCG) on the management of bad financing has been quite good and can be applied to solve the problem of bad debts that occurred in BMT Mitra Muamalah. The strategy to overcome bad debts is to form a remedial team and strengthen standard operating procedures (SOP) of financing and maximize the role of Account Officer (AO) as the main implementer in the process of financing the termination of non-performing. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-06-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/87 10.32678/ijei.v9i1.87 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 1 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/87/63 Copyright (c) 2018 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/173 2021-03-31T03:04:19Z ijei:ART

COMPARISON OF ISLAMIC BANKS PERFORMANCE AND CONVENTIONAL BANKS PERFORMANCE IN MUSLIM-MAJORITY PROVINCES AND NON-MUSLIM MAJORITY PROVINCES Cahyono, Eko Fajar Mardianto, M. Fariz Fadillah Widiastuti, Tika Universality, Bank, Islamic Bank, Bank Performance, MANOVA This study aims to look a universality services Islāmic banking and conventional bank services and products in Indonesia by testing whether the services and products of conventional Islāmic banks and conventional banks accepted by all groups, both Muslims and non-Muslims. The method used was the Multivariate Analysis of Variance (MANOVA) test by comparing Islāmic banks performance and conventional banks performance represented by several financial ratios in a number of provinces in Indonesia. There are two provincial categories, namely the first group is a provincial province with a most Muslim population and the second is a class of provincial provinces with a most non-Muslim population in Indonesia. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2020-12-25 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/173 10.32678/ijei.v11i2.173 Islamiconomic : Jurnal Ekonomi Islam; Vol 11, No 2 (2020) 2541-4127 2085-3696 10.32678/ijei.v11i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/173/103 Copyright (c) 2020 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/413 2023-06-30T18:40:24Z ijei:ART

The Effect of Islamic Capital Market Instruments on Indonesia's Economic Growth is Moderated by The Money Supply Adewiyah, Robiatul Bawono, Anton Economic Growth, Sharia Stock Index, Sukuk, Sharia Mutual Funds, Total Money Supply This article examines the relationship between Islamic capital market instruments and Indonesia's economic growth, taking into account the moderating role of the money supply. With the rise of Islamic finance and the increasing significance of the Islamic capital market, understanding the dynamics between these instruments and economic growth becomes crucial. The method used in this research is quantitative research which focused on the national economic growth in Indonesia from the year 2011 to 2021. The data were used from the economic growth, Sharia stock index, sukuk, Sharia mutual funds, and total money supply in Indonesia from the period of research which is the quarterly data. The results of this study are that the Islamic stock index has a positive effect on economic growth. Sukuk has a positive effect on economic growth. On the other hand, sharia mutual funds do not affect economic growth. The money supply is not able to moderate the effect of the Sukuk on economic growth. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/413 10.32678/ijei.v14i1.413 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 1 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/413/136 Copyright (c) 2023 Robiatul Adewiyah, Anton Bawono

oai:ojs.journal.islamiconomic.or.id:article/25 2021-07-02T09:47:44Z ijei:ART

KONSEP WAKAF TUNAI SUGANDA, ASEP DADAN Wakaf; Tunai Kata wakaf (jamaknya: awqaf) mengandung arti mencegah atau penahanan. Lebih jauh dapat dikatakan juga bahwa wakaf sebagai sesuatu yang substansi (wujud aktiva) dipertahankan, sementara hasil atau manfaatnya digunakan sesuai dengan keinginan dari orang yang menyerahkan (waqif) dengan proses legal sesuai dengan fungsi wakaf yang disebutkan dalam UU No.41 Tahun 2004 Pasal 5 yang menyatakan wakaf berfungsi untuk mewujudkan potensi dan manfaat ekonomis harta benda wakaf untuk kepentingan ibadah dan untuk memajukan kesejahteraan umum. Wakaf tunai merupakan dana yang dihimpun oleh pengelola wakaf (nadzir) melalui penerbitan sertifikat wakaf tunai yang dibeli oleh masyarakat. Wakaf tunai dapat juga diartikan mewakafkan harta berupa uang atau surat berharga yang dikelola oleh institusi (perbankkan atau lembaga keuangan syari’ah) yang keuntungannya akan disedekahkan, dengan syarat modalnya tidak bisa dikurangi untuk sedekahnya, sedangkan dana wakaf yang terkumpul selanjutnya dapat digulirkan dan diinvestasikan oleh nadzir ke dalam berbagai sektor usaha yang halal dan produktif, sehingga keuntungannya dapat dimanfaatkan untuk pembangunan umat dan bangsa secara keseluruhan. Komisi Fatwa Majelis Ulama Indonesia telah menetapkan fatwa berkenaan dengan wakaf tunai yang menyatakan bahwa (1) wakaf uang (cash wakaf atau waqf al-Nuqud) adalah wakaf yang dilakukan seseorang, kelompok orang, lembaga atau badan hukum dalam bentuk uang tunai, (2) termasuk ke dalam pengertian uang adalah surat-surat berharga, (3) wakaf uang hukumnya boleh (jawaz),  (4) wakaf uang hanya boleh disalurkan dan digunakan untuk hal-hal yang dibolehkan secara syar’i, dan (5) nilai pokok wakaf uang harus dijamin kelestariannya, tidak boleh dijual, dihibahkan dan atau diwariskan. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2014-08-14 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/25 10.32678/ijei.v5i2.25 Islamiconomic : Jurnal Ekonomi Islam; Vol 5, No 2 (2014) 2541-4127 2085-3696 10.32678/ijei.v5i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/25/26 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/833 2025-04-16T22:49:20Z ijei:ART

Social, Economic, and Health Empowerment in Pandeglang through a Community-Based Model Syarifudin, Efi Sugondo, Sigit Iko S. Ndolu, Juliana Community Empowerment; Economic Resilience; Social Cohesion; Health Awareness; Sustainable Development, Community-based empowerment is crucial in enhancing social, economic, and health conditions, particularly in rural areas such as Pandeglang. This study explores a community-based model's impact on improving residents' well-being by fostering economic resilience, social cohesion, and health awareness. Through participatory approaches, including capacity-building programs, entrepreneurship training, and health education, this research aims to assess the effectiveness of community-driven initiatives in creating sustainable development. Data collection involves surveys, interviews, and field observations involving key stakeholders such as local government, community leaders, and beneficiaries. The findings indicate that active community participation, supported by strategic collaborations, significantly enhances economic productivity, strengthens social networks, and improves health outcomes. The study concludes that a well-structured community-based model is a sustainable framework for addressing socio-economic and health challenges in Pandeglang, providing valuable insights for policymakers and development practitioners. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/833 10.32678/ijei.v14i2.833 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 2 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/833/165 Copyright (c) 2023 Authors

oai:ojs.journal.islamiconomic.or.id:article/62 2021-07-02T09:50:36Z ijei:ART

ANALISIS PERTUMBUHAN PEMBIAYAAN UMKM TERHADAP PERTUMBUHAN LABA BERSIH BPRS DI INDONESIA Roy, Mochamad Indrajit Pembiayaan UMKM, Laba bersih BPRS Bagi hasil dari Pembiayaan UMKM dapat menjadi tambahan Laba bagi BPRS. Meningkatnya jumlah Pembiayaan UMKM akan meningkatkan pula tambahan pendapatan atau penghasilan BPRS dari sistem Bagi Hasil yang dijalankan. Dengan kata lain, semakin bertumbuhnya jumlah Pembiayaan akan meningkatkan pula pertumbuhan Laba BPRS.Data yang digunakan berupa data deret waktu (time series) periode 2014 hingga November 2016. Data yang digunakan adalah pertumbuhan Pembiayaan UMKM sebagai variabel bebas, dan pertumbuhan Laba bersih. Analisis data yang dilakukan dengan menggunakan analisis regresi sederhana.Setelah dilakukan uji asumsi klasik, data yang dianalisis memenuhi kriteria asumsi klasik.  Analisis regresi sederhana dilakukan, dan dari hasil uji hipotesis, menunjukkan nilai signifikansi sebesar 0,013 lebih kecil dari nilai a 0,05. Sehingga hipotesis alternatif (Ha) diterima. Maka dari itu dapat disimpulkan bahwa pertumbuhan Pembiayaan UMKM berpengaruh nyata terhadap pertumbuhan Laba bersih BPRS. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2017-08-09 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/62 10.32678/ijei.v8i1.62 Islamiconomic : Jurnal Ekonomi Islam; Vol 8, No 1 (2017) 2541-4127 2085-3696 10.32678/ijei.v8i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/62/52 Copyright (c) 2017 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/924 2026-04-10T16:58:59Z ijei:ART

Digital Payment, E-Commerce, and Social Media Effects on Halal Culinary Purchase Decisions: Evidence from Yogyakarta, Indonesia Farhatannisa, Ifa Azzahra Surur, Miftahus E-Payment; E-Commerce; Social Media; Purchase Decisions; Halal Culinary. The development of science and technology in the food sector enables food or beverage production to be carried out quickly and efficiently. One aspect that has received attention is the need for halal food or drinks. The concept of "halal" in Islam refers to anything that is permissible under Islamic law. This study aims to analyze the influence of e-payment, e-commerce, and social media on halal culinary purchase decisions in Yogyakarta (Case Study of Dimsum Narawi Consumers). The method used in this study is quantitative, with data collected as primary data. The population in this study consists of visitors who have purchased Dimsum Narawi in Yogyakarta. The sampling technique used is purposive sampling, with a sample of 100 respondents, and Levene's test is used. Primary data were collected through a questionnaire using Google Forms. The data analysis technique uses SmartPLS version 3.0. The results showed that the e-payment variable (X1) and social media (X3) affected purchase decisions, whereas the e-commerce variable (X2) did not. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/924 10.32678/ijei.v16i2.924 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 2 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/924/184 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/180 2019-12-31T05:50:26Z ijei:ART

BAZNAS STRATEGY FOR CAPITAL MARKET Anita, Anita BAZNAS; Zakat; Pasar Modal Syariah Abstract. BAZNAS Strategy For Capital Market. BAZNAS as the institution for managing zakat also helped to bring Indonesia's capital market to international awards. Because, only the Indonesian capital market has been provided with philanthropy facilities. The concept of Islamic philanthropy applied to the Indonesia Stock Exchange is the result of collaboration between BAZNAS and PT. Henan Putihrai Securities. Furthermore, this paper aims to introduce of stock zakat and sedekah, including schemes and operational mechanisms of the program. Furthermore, the formulation of the discussion is: (1) The Meaning of Islamic Philanthropy, (2) The Concept of Philanthropy in the Capital Market, and (3) Schema and Mechanisms of stock Zakat and sedekah. Abstrak. Langkah Strategis BAZNAS Menuju Pasar Modal. Baznas sebagai lembaga untuk mengelola zakat juga membantu membawa pasar modal Indonesia ke penghargaan internasional. Sebab, hanya pasar modal Indonesia yang diberikan fasilitas filantropi. Konsep filantropi Islam yang diterapkan di Bursa Efek Indonesia adalah hasil kolaborasi antara BAZNAS dan PT. Henan Putihrai Securities. Selanjutnya, makalah ini bertujuan untuk memperkenalkan stok zakat dan sedekah, termasuk skema dan mekanisme operasional program. Selanjutnya, rumusan diskusi adalah: (1) Makna Filantropi Islam, (2) Konsep Filantropi di Pasar Modal, dan (3) Skema dan Mekanisme Stok Zakat dan Sedekah. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2019-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/180 10.32678/ijei.v10i2.180 Islamiconomic : Jurnal Ekonomi Islam; Vol 10, No 2 (2019) 2541-4127 2085-3696 10.37035/ijei.v10i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/180/93 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/407 2023-06-12T23:19:01Z ijei:ART

Could Pan-Islamism Be a Politically Economic Solution in Indonesia? Syamsuri, Syamsuri Khotimah, Husnul Umam, Khoirul Pan-Islamism; Political Economy; Jamaluddin Al-Afghani The economy in Indonesia is currently not doing well. This can be seen from indonesia's economic growth data which is minus to 5.32 percent, which causes the Indonesian economy to become fragile and requires us to continue to think about how to stabilize the economy again. So a strong analysis and an intelligent way of thinking are needed in overcoming this problem.  This study aims to offer a concept from one of the Islamic authorities, namely Jamaluddin Al-Afghani, with his Islamic reform, namely Pan-Islamism in overcoming political economic problems that occur in Indonesia. By using descriptive analytical methods and qualitative approaches that contradicthis thinking, namely Pan-Islamism with several other Islamic scientists' thoughts and coupled with using data from previous studies. Finally, this article presents the concept of political economy which is believed to be able to create a better Indonesian economy. Some of the principles emphasized are the need for the Islamic world to unite together against foreign forces in the crucible of Pan Islamism, because the source of weakness of the Islamic world is the weak solidarity of Muslims. Then Muslims must unite both in political and economic terms, the Leader of the State must spread his call and ideas about reform and renewal in all aspects of life, whether political, economic, social and cultural, are comprehensive for all Muslims around the world where Individuals help each other. So that it can be applied to achieve the political renewal of human economy in this era. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/407 10.32678/ijei.v13i2.407 Islamiconomic : Jurnal Ekonomi Islam; Vol 13, No 2 (2022) 2541-4127 2085-3696 10.32678/ijei.v13i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/407/126 https://www.journal.islamiconomic.or.id/index.php/ijei/article/downloadSuppFile/407/86

oai:ojs.journal.islamiconomic.or.id:article/16 2021-07-02T09:46:41Z ijei:ART

ETOS KERJA DALAM PERSPEKTIF ISLAM SOHARI, SOHARI Etos; kerja; Islam Karakteristik etos kerja Islami digali dan dirumuskan berdasarkan konsep iman sebagai fondasi dan amal shalih sebagai bentuk yang terbangun di atasnya, dengan memberi prioritas penekanan pada etos kerja beserta prinsip-prinsip dasarnya. Etos kerja apapun menurut pemahaman Qur’ani tidak dapat menjadi Islami bila tidak dilandasi konsep iman dan amal shalih, sebab sekalipun kerja itu bermanfaat dan bersifat keduniaan bagi banyak orang, tanpa dasar iman tidak akan membuahkan pahala di akhirat kelak.Dalam aplikasinya di masyarakat, etos kerja seringkali tidak sesuai dengan ajaran yang telah dicontohkan oleh Nabi Muhammad SAW, misalnya bekerja tidak memperhitungkan halal dan haramnya. Dalam ajaran Islam ditentukan bahwa usaha yang terbaik adalah usaha seseorang dengan tangannya sendiri dan setiap jual beli yang mabrur (tidak ada tipu daya) Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2013-04-22 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/16 10.32678/ijei.v4i2.16 Islamiconomic : Jurnal Ekonomi Islam; Vol 4, No 2 (2013) 2541-4127 2085-3696 10.32678/ijei.v4i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/16/16 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/753 2025-09-10T08:19:37Z ijei:ART

Factor Influencing of GCG and Service Quality to Increase Customer Loyalty in Islamic Bank Zarkasyi, Muhammad Ridlo Nurfattah, Arizqiya Kamaluddin, Imam Cahyani, Meitria Good Coorporate Governance, Service Quality, Trust, Loyalty This research aims to find out the effect of service quality and the implementation of GCG on customer trust, knowing the effect of trust on customer loyalty, and knowing the effect of service quality and the implementation of GCG on customer loyalty. The data that was successfully collected was then analyzed using SEM with AMOS 24 software. The findings in this study state that: a) The implementation of GCG affects customer trust, as well as the quality of service, and has a positive influence on customer trust. b) There is a positive and significant influence of customer trust on customer loyalty. c) the quality of service and the implementation of GCG do not affect customer loyalty. The existence of the customer trust factor as a mediator is getting stronger with no positive influence on service quality and GCG distribution on customer loyalty. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/753 10.32678/ijei.v15i2.753 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 2 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/753/155 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/906 2026-03-09T07:42:00Z ijei:ART

Integrating Good Governance Business Sharia into Maqasid Sharia: Evidence from Islamic Rural Banks in Indonesia Zarkasyi, Muhammad Ridlo Handayani, Agung Lia Lahuri, Setiawan bin Djayusman, Royyan Ramdhani Ibnu, Adi Rahmannur Good Governance Business Sharia; Maqashid Sharia; Islamic Banking This study explores the implementation of Good Governance Business Sharia (GGBS) at PT BPRS Mitra Mentari Sejahtera through the framework of Maqasid Shariah. The research examines how governance principles rooted in Sharia values are translated into institutional practices and how they contribute to the realization of ethical and sustainable business objectives. Using a descriptive qualitative approach with a case study design, data were collected through interviews, documentation, and institutional reports, then analyzed using Atlas.ti 09. Findings reveal that BPRS Mitra Mentari Sejahtera has effectively incorporated GGBS principles by promoting transparency, accountability, and adherence to Sharia ethics. However, limited public disclosure—particularly the unavailability of annual reports—remains a major challenge, potentially weakening stakeholder trust and institutional credibility. The study emphasizes the need for stronger transparency mechanisms, enhanced collaboration with Sharia supervisory bodies, and continuous education to reinforce Maqasid Shariah within governance structures. Overall, this research underscores the pivotal role of GGBS in achieving Sharia objectives and advancing ethical governance in the Islamic financial sector. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/906 10.32678/ijei.v16i1.906 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/906/182 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/130 2021-11-12T07:52:23Z ijei:CVRvol9no2

Cover IJEI Vol 9 No 2 Cover, Cover Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2019-02-10 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Editorial Information application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/130 10.32678/ijei.v9i2.130 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 2 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/130/78 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/306 2022-02-14T09:11:02Z ijei:ART

Analysis Efficiency of Islamic Bank in Indonesia and Saudi Arabia With Data Envelopment Analysis Approach Hibatullah, Ilham Nurcahyani, Anggita Efficiency; Islamic Banking; Data Envelopment Analysis (DEA); Indonesia; Saudi Arabia This study aims to measure the level of performance efficiency of Islamic banks in Indonesia and Saudi Arabia from 2018 to 2020; and Analyzing improvement targets that can be carried out by Islamic banks in Indonesia and Saudi Arabia to achieve optimum performance using the Data Envelopment Analysis (DEA) method. Data analysis was carried out using the MaxDEA program version 8.2. The sampling technique in this study was done by purposive sampling. The object of this research is the 4 largest Islamic banks in each country. Input and Output Variable data are obtained from financial reports from 2018 - 2020. The results show that the average efficiency value of Indonesian Islamic Banks is higher than the average efficiency of Saudi Arabian Islamic Banks in the 2018 and 2019 periods. using both the CRS and VRS models. As for the 2020 period, the opposite applies where the average efficiency value of Saudi Arabian Islamic Banks outperforms Indonesian Islamic Banks with the same two measurement models. As a whole, the average efficiency value of Saudi Arabian Islamic Banks is superior to the CRS model, while the Indonesian Islamic Bank's VRS model has a higher average efficiency value. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-02-14 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/306 10.32678/ijei.v12i2.306 Islamiconomic : Jurnal Ekonomi Islam; Vol 12, No 2 (2021) 2541-4127 2085-3696 10.32678/ijei.v12i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/306/117 Copyright (c) 2021 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/1 2021-07-02T09:46:41Z ijei:ART

PENGARUH PEMBIAYAAN KONSUMTIF DAN PRODUKTIF TERHADAP PENDAPATAN BANK SYARI’AH MANDIRI KCP CIKANDE PERIODE OKTOBER 2010 SAMPAI JUNI 2013 ADHIM, FAUZAN Perbankan  sebagai  salah  satu  lembaga  keuangan  yang  kegiatan utamanya  adalah menghimpun dana dari masyarakat dan menyalurkan kembali kepada  masyarakat dalam bentuk pembiayaan. Sebagian besar aset BSM KCP Cikande sendiri berasal dari bagi hasil dan marjin pembiayaan yang disalurkan oleh bank. Akan tetapi dari kedua produk pembiayaan yakni pembiayaan konsumtif dan produktif belum terukur besar pengaruhnya terhadap pendapatan bank itu sendiri. Masalah yang dirumuskan dalam penelitian ini adalah: 1) Apakah ada pengaruh signifikan pembiayaan konsumtif dan produktif terhadap pendapatan BSM KCP Cikande periode Oktober 2010 samapi Juni 2013. 2) Manakah diantara pembiayaan konsumtif dan produktif yang mempunyai pengaruh dominan terhadap pendapatan BSM KCP Cikande periode Oktober 2010 sampai Juni 2013. Adapun tujuan dari penelitian ini adalah: 1) Untuk mengetahui Apakah ada pengaruh signifikan pembiayaan konsumtif dan produktif terhadap pendapatan BSM KCP Cikande periode Oktober 2010 samapi Juni 2013. 2) Untuk mengetahui manakah diantara pembiayaan konsumtif dan produktif yang mempunyai pengaruh dominan terhadap pendapatan BSM KCP Cikande periode Oktober 2010 sampai Juni 2013. Analisis yang digunakan adalah analisis regresi linier berganda. Berdasarkan hasil penelitian secara simultan pembiayaan konsumtif dan produktif secara bersama-sama berpengaruh signifikan terhadap pendapatan BSM KCP Cikande. Dari hasil koefisien korelasi menunjukkan bahwa f hitung = 81,948 f tabel = 3,32, hal ini menyatakan bahwa secara bersama-sama kedua variabel pembiayaan berpengaruh signifikan terhadap pendapatan BSM KCP Cikande periode Oktober 2010 sampai Juni 2013. Dari hasil regresi yang telah diperoleh yaitu pendapatan = 9,060 + 1,168 konsumtif + 1,034 produktif. Hal ini menggambarkan diantara kedua pembiayaan yakni pembiayaan konsumtif  X­1 sebesar 1,168 dan produktif sebesar  1,034, yang artinya pembiayaan konsumtiflah yang lebih dominan  mempengaruhi pendapatan Bank BSM KCP Cikande periode Oktober 2010 sampai Juni 2013. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-11-10 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/1 10.32678/ijei.v4i2.1 Islamiconomic : Jurnal Ekonomi Islam; Vol 4, No 2 (2013) 2541-4127 2085-3696 10.32678/ijei.v4i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/1/8 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/717 2025-09-10T08:19:37Z ijei:ART

Leveraging Blue Ocean Strategy: Cutting-Edge Approaches to Cafe Management Development Ningrum, Laila Dwi Yafiz, Muhammad Harahap, Muhammad Ikhsan Blue Ocean Strategy; Innovation; Survival Strategy In an increasingly competitive cafe market, innovation as a primary strategy is crucial to enhancing competitiveness and business growth in Tanjung Morawa. However, the challenges of effectively implementing innovation in cafe management may hinder cafes' ability to adapt to changing market trends and fluctuating consumer preferences quickly. Therefore, this research explores the role of innovation as a survival strategy in cafe management in Tanjung Morawa. Using the Blue Ocean Strategy approach, the study analyzes how innovation can enable cafes to create or redefine markets by offering unique value propositions and distinguishing themselves from competitors. The research methodology is descriptive qualitative, utilizing primary and secondary data sources, including surveys, interviews, documentation, and data analysis. Key informants include the owners of Skala Coffee, Cafe Abah Awak, and Selow Time Coffee. Data analysis techniques involve data reduction, presentation, and conclusion drawing. Findings demonstrate that innovation plays a crucial role in enhancing cafe competitiveness, with factors such as monitoring market trends, flexibility in responding to change, product quality, pricing, service delivery, and customer experience identified as keys to success. The practical implication of this research is that cafe owners must continue to foster innovation as part of their survival strategy in a competitive market environment. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/717 10.32678/ijei.v15i2.717 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 2 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/717/142 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/41 2021-07-02T09:50:09Z ijei:ART

PENGARUH KEPUASAN MUZAKKI, TRANSPARANSI DAN AKUNTABILITAS PADA LEMBAGA AMIL ZAKAT TERHADAP LOYALITAS MUZAKKI (Studi Persepsi Pada LAZ Rumah Zakat) YULIAFITRI, INDRI KHOIRIYAH, ASMA NUR kepuasan; transparansi; akuntabilitas; loyalitas; lembaga amil zakat Abstract. The Influence of Muzakki Satisfaction, Transparency and Accountability in the Amil Zakat Institution toward Loyalty Muzakki (Perception Study on LAZ Rumah Zakat). This study aimed to analyze the effect of each variable that Muzakki satisfaction, transparency and accountability in the Amil Zakat Institution toward loyalty Muzakki. As a nonprofit organization, Lembaga Amil Zakat needs to pay attention the Muzakki satisfaction, transparency and accountability of institutions to increase loyalty Muzakki. In this study, data were collected through a questionnaire with accidental sampling. Respondents in this study were Muzakki or person paying zakat through LAZ Rumah Zakat. The analysis multiple linear regression technique used to solve it. The results showed that both independent variables are Muzakki satisfaction and transparency has positive influence on loyalty Muzakki. This means that the more high satisfaction Muzakki and transparency of the institution, the more high loyalty of Muzakki. On the other hand, the accountability of independent variables have no influence on loyalty Muzakki.Abstrak. Pengaruh Kepuasan Muzakki, Transparansi dan Akuntabilitas Pada Lembaga Amil Zakat Terhadap Loyalitas Muzakki (Studi Persepsi Pada LAZ Rumah Zakat). Penelitian ini bertujuan untuk menganalisis pengaruh masing-masing variabel yaitu kepuasan muzakki, transparansi dan akuntabilitas pada Lembaga Amil Zakat terhadap loyalitas muzakki. Sebagai organisasi nonprofit, Lembaga Amil Zakat perlu memerhatikan kepuasan para muzakki, transparansi dan akuntabilitas lembaganya untuk meningkatkan loyalitas muzakki. Dalam penelitian ini data dikumpulkan melalui kuesioner dengan accidental sampling. Responden pada penelitian ini adalah muzakki atau orang yang membayarkan zakat melalui LAZ Rumah Zakat. Teknik analisis yang digunakan adalah analisis regersi linear berganda.Hasil penelitian ini menunjukkan bahwa kedua variabel independen yaitu kepuasan muzakki dan transparansi mempunyai pengaruh yang positif terhadap loyalitas muzakki.Artinya semakin tinggi kepuasan muzakki dan transparansi lembaga maka semakin tinggi pula loyalitas muzakki. Sedangkan variabel independen akuntabilitas tidak memiliki pengaruh terhadap loyalitas muzakki. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-10-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/41 10.32678/ijei.v7i2.41 Islamiconomic : Jurnal Ekonomi Islam; Vol 7, No 2 (2016) 2541-4127 2085-3696 10.32678/ijei.v7i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/41/42 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/768 2026-03-09T07:42:00Z ijei:ART

Exploration of Halal Tourism: Impact of Halalpreneur Business Innovation and Sustainable Development Faizah, Fita Nurotul Agustina, Refi halal tourism, innovation, halalpreneur, SDGs, Semarang The research objective is to explore the impact of halal tourism on halalpreneurs innovation and its contribution to Sustainable Development Goals (SDGs) in Semarang City. Using qualitative methods, researchers collected primary data through non-participant observation and interviews with tourism managers, tourists, and MSME players. Secondary data was collected in the form of documentation. The research objects were Old City, MAJT and Marina Beach. The data obtained were then analyzed using descriptive qualitative. The results showed significantly that halal tourism encourages business innovation among halalpreneurs because of the competitive environment. The innovation is in the form of improving the quality of products, services, and marketing strategies to attract more visitors. Furthermore, halal tourism is able to have a positive impact on sustainable development goals (SDGs), especially SDG 1, 8, 9, 10, 11, 12, and 17. The implication of this research is to emphasize the importance of the government's role and cooperation between stakeholders in efforts to increase halal tourism, thus encouraging sustainable development in Semarang City Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/768 10.32678/ijei.v16i1.768 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/768/185 Copyright (c) 2025 Fita Nurotul Faizah, Refi Agustina

oai:ojs.journal.islamiconomic.or.id:article/58 2021-11-12T07:52:13Z ijei:ART

IMPLEMENTASI BENTUK-BENTUK AKAD BERNAMA DALAM LEMBAGA KEUANGAN SYARIAH Aprianto, Naerul Edwin Kiky Akad Bernama, Lembaga Keuangan Syariah Abstrak. Implementasi Bentuk-Bentuk Akad Bernama Dalam Lembaga Keuangan Syariah. Pada dasarnya, Islam adalah agama yang sempurna mencakup segala bidang kehidupan manusia. Sebagai makhluk sosial, manusia tidak bisa lepas untuk berhubungan dengan orang lain dalam memenuhi kebutuhan hidup. Kebutuhan manusia sangat beragam, sehingga secara pribadi tidak mampu untuk memenuhinya dan harus berhubungan dengan orang lain. Hubungan antara satu manusia dengan manusia lain dalam memenuhi kebutuhan harus terdapat aturan yang menjelaskan hak dan kewajiban keduanya berdasarkan kesepakatan. Proses untuk membuat kesepakatan dalam memenuhi kebutuhan keduanya, yaitu dengan proses untuk berakad atau melakukan kontrak. Dalam pembahasan fikih, akad atau kontrak yang dapat digunakan bertransaksi sangat beragam, sesuai dengan karakteristik dan spesifikasi kebutuhan yang ada. Oleh karena itu, tulisan ini akan mengkaji bentuk-bentuk akad yang lebih berfokus pada bentuk-bentuk akad bernama. Hal ini merupakan syarat yang utama bagi orang yang melakukan aktivitas ekonomi dan bisnis serta memiliki akibat hukum bagi pihak yang berakad. Abstract. Implementation of Akad Bernama in Sharia Financial Institutions. Property played an important role and have a significant influence in human life. As social beings, humans cannot escape to connect with others in meeting the needs of life. Human needs are very diverse, so personally not able to fulfill it and to be in touch with others. The relationship between one human being with another human being to meet the needs there must be rules that define the rights and obligations of both consensual. The process for making a deal to meet the needs of both the process for berakad or perform a contract. In the discussion of jurisprudence, the contract or contracts which can be used to transact very diverse, according to the characteristics and specifications of the existing needs. Therefore, this paper will examine the forms of contract that is more focused on forms of contract named. This is the main requirement for people doing business and economic activity. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-06-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/58 10.32678/ijei.v9i1.58 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 1 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/58/68 Copyright (c) 2018 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/267 2021-07-12T07:16:21Z ijei:ART

SUKUK WAQF FOR THE DEVELOPMENT OF ISLAMIC EDUCATIONAL INSTITUTIONS Syamsuri, Syamsuri Putri, Eka Risana Zein, Anisa Rosdiana Handayani, Resi Sukuk; Waqf; Islamic Educational Board Education becomes an urgency in improving the quality of human life. Improving the quality of education is one of the goals of maqashid shariah, waqf as the property of the people whose benefits are intended for the continuity of the benefit of the people becomes one of the potential to be associated as a source of provision of educational institutions to improve the quality of human resources, considering that man is the caliph fil ardl and as an agent of change. The purpose of this study will explain about sukuk waqf in the development of Islamic education. In this study, the authors used qualitative research types using descriptive analysis. Information and data obtained from various sources from related aspects related to research issues with the source of books, journals, or other sources relevant to the discussion with the aim to reach conclusions about the benefit of sukuk waqf in the development of Islamic educational institutions. Waqf and sukuk integrated will be two phenomenal financial instruments by combining modern schemes of waqf asset development with securities that produce sukuk waqf. In integrating sukuk wakaf, educational institutions can use innovative product waqf models by using sukuk issued by waqf institutions as nadzir, as well as istitusi as third parties. This paper is limited by the scope of discussions related to waqf and Islamic educational institutions, as well as sukuk waqf that can be used as one of the innovations in the development of waqf assets in educational institutions. This research is expected to be used by practitioners of waqf, wakif, nazir, to be used as material in the management and development of productive waqf, especially in Islamic educational institutions. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2021-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/267 10.32678/ijei.v12i1.267 Islamiconomic : Jurnal Ekonomi Islam; Vol 12, No 1 (2021) 2541-4127 2085-3696 10.32678/ijei.v12i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/267/109 Copyright (c) 2021 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/68 2019-07-19T03:08:09Z ijei:ART

oai:ojs.journal.islamiconomic.or.id:article/501 2025-03-23T14:09:35Z ijei:ART

The Effects of Unemployment, Management of Zakat Funds, and Economic Expansion on Poverty Alam, Azhar Suratman, Asyifa Syauqi Setyowati, Eni Zakat; Unemployment; Economic Growth; Poverty; OLS; Indonesia This study aims to determine whether there is an impact of unemployment, management of zakat funds, and economic growth on poverty. With data sources from the Central Statistics Agency and BAZNAS from 2015-2020, the study used Ordinary Least Square (OLS) regression analysis to test the effect of independent variables on dependent variables. The results of this study show that zakat has a significant negative influence on poverty rates. Unemployment in this study shows its considerable effect on poverty. Meanwhile, economic growth has no significant impact on the poverty rate. The findings recommend that the government evaluate economic growth that the poor still need to enjoy fully. This research is also expected to pave the way for the community to know the role of zakat and economic growth in helping fellow human beings and also helping the country. The government can also contribute to increasing community socialisation about the impact of zakat on the country.   Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/501 10.32678/ijei.v14i2.501 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 2 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/501/139 Copyright (c) 2023 Authors

oai:ojs.journal.islamiconomic.or.id:article/32 2021-07-02T09:48:10Z ijei:ART

KONTRIBUSI PERBANKAN SYARIAH TERHADAP PEREKONOMIAN BANTEN IBRAHIM, ZAINI Pertumbuhan; ekonomi; Banten; PDRB; bank syariah Abstract. The Contribution of Islamic Banking on the Banten Economy. The development of Islamic banking in Banten can be seen from the four aspects, such as amount of assets, DPK, financing and credit risks. Even indicates the good growth, but the performance of Islamic banking from the total banking in Banten region is still relatively small. Until the fourth quarter of 2013, the share of Islamic banking assets in Banten only reached 6.78 percent of total banking assets in the province of Banten. Likewise, the share of Islamic banking on third party funds amounted only 5.20 percent. While the financing extended by the Islamic banking in Banten province amounted  only 7.61 percent of total bank credit in Banten Province. This research was conducted with a view to determine the contribution of Islamic banking to increase PDRB Banten Province. This research uses 60 samples, including monthly data from January 2009 until December 2013 consisted of PDRB Banten, DPK and financing Islamic banking in Banten. The data were analyzed using multiple linear regression with the help of software eviews. The results showed that the DPK data processing and financing not partial effect on PDRB increase in Banten. However DPK and financing jointly/ simultaneous effect on PDRB Banten. Figures determination coefficient of 53% shows the value of the contribution of Islamic banking and finance sector generally, to the economic progress of Banten. The remaining 47% was contributed by other sectors that are not included in this study. The high contribution of Islamic banking to Banten’s economy must be supported by the preparation of adequate infrastructure, especially concerned to improve the quality and quantity of human resources in the Islamic economics and finance area. Beside that, we must give the encouragement to the government of Banten in order to increase the proportion of decentralized funds placement in Islamic financial institutions.Abstrak. Kontribusi Perbankan Syariah Terhadap Perekonomian Banten. Perkembangan perbankan syariah di Banten dapat dilihat dari empat aspek, yaitu jumlah aset, DPK, pembiayaan dan resiko kredit. Meski terus menunjukkan perkembangan yang baik, namun kinerja perbankan syariah terhadap total perbankan di wilayah Banten masih relatif kecil. Sampai triwulan IV 2013, pangsa aset perbankan syariah di Banten baru mencapai 6,78 persen dari total aset perbankan di wilayah Provinsi Banten. Demikian juga dengan pangsa penghimpunan DPK perbankan syariah hanya sebesar 5,20 persen. Sementara itu pembiayaan yang disalurkan oleh perbankan syariah di Provinsi Banten hanya sebesar 7,61 persen dari total kredit perbankan di Provinsi Banten. Penelitian ini dilakukan dengan maksud untuk mengetahui kontribusi perbankan syariah terhadap peningkatan PDRB Provinsi Banten. Riset ini menggunakan 60 sampel, meliputi data bulanan sejak Januari 2009 sampai Desember 2013 terdiri dari PDRB Banten, DPK dan pembiayaan perbankan syariah di Banten. Teknik analisis data menggunakan regresi linier berganda dengan bantuan software eviews. Hasil pengolahan data menunjukkan bahwa DPK dan pembiayaan tidak berpengaruh secara parsial terhadap peningkatan PDRB Banten. Namun DPK dan pembiayaan secara bersama-sama/ simultan berpengaruh terhadap PDRB Banten. Angka koefisien determinasi sebesar 53% menunjukkan nilai kontribusi perbankan syariah, dan umumnya sektor keuangan, terhadap kemajuan perekonomian Banten. Sisanya 47% disumbangkan oleh sektor lain yang tidak dimasukkan dalam penelitian ini. Tingginya kontribusi perbankan syariah terhadap perekonomian Banten harus direspon dengan penyiapan infrastruktur yang memadai, terutama berkaitan dengan peningkatan kualitas dan kuantitas sumber daya manusia yang menguasai bidang ekonomi dan keuangan Islam. Diperlukan juga dorongan untuk Pemprov Banten agar meningkatkan proporsi penempatan dana desentralisasi di lembaga keuangan syariah. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2015-04-20 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/32 10.32678/ijei.v6i1.32 Islamiconomic : Jurnal Ekonomi Islam; Vol 6, No 1 (2015) 2541-4127 2085-3696 10.32678/ijei.v6i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/32/33 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/60 2021-07-02T09:45:08Z ijei:ART

KEMISKINAN DALAM PERSPEKTIF EKONOMI POLITIK ISLAM Aprianto, Naerul Edwin Kiky Kemiskinan, Ekonomi Politik, Islam Kemiskinan merupakan masalah multidimensi karena berkaitan dengan ketidakmampuan akses secara ekonomi, politik, sosial budaya, dan partisipasi dalam masyarakat. Berbagai kebijakan dan program yang ada dirasakan masih kurang efektif dalam upaya menurunkan jumlah penduduk yang hidup di bawah garis kemiskinan. Hal ini terbukti dengan adanya kecenderungan peningkatan jumlah penduduk miskin dari masa ke masa. Dalam pandangan ekonomi politik Islam, kesinambungan antara keadilan sosial dan distribusi keadilan harus dijaga sehingga diperlukan individu-individu dengan moral yang tinggi. Terdapat dua poros strategi ekonomi politik yang dapat diupayakan untuk meredam pembengkakan kemiskinan. Pertama, kebijakan tidak langsung dengan jalan membenahi infrastruktur penyebab kemiskinan melalui jalur politik. Kedua, kebijakan langsung yang mengaitkan kelembagaan dengan strategi pengurangan kemiskinan, di mana pendekatan kelembagaan beranggapan bahwa pertumbuhan ekonomi dan distribusi tidak dapat diserahkan kepada pasar sehingga diperlukan intervensi pemerintah. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-01-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/60 10.32678/ijei.v8i2.60 Islamiconomic : Jurnal Ekonomi Islam; Vol 8, No 2 (2017) 2541-4127 2085-3696 10.32678/ijei.v8i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/60/57 Copyright (c) 2017 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/161 2020-12-25T08:26:16Z ijei:ART

PENGARUH SYARIAH MARKETING DAN CITRA PERUSAHAAN TERHADAP KEPUASAN NASABAH JASINDO OTO PADA PT ASURANSI JASINDO SYARIAH KANTOR PEMASARAN MEDAN Utari, Ivo Mei Agus, Rizal Azhar, Azhar Syariah Marketing, Citra Perusahaan, Kepuasan Nasabah ABSTRACTThis research entitled Effect of Shariah Marketing and Coorporate Image on Customer Satisfaction JasindoOto At PT Asuransi JasindoSyariah Medan Marketing Office. This research used a quantitative approach which purposed to answer the question about whether there is the influence of sharia marketing and corporate image partially and simultaneously on customer satisfaction. Data was collected by distributing questionnaires with a sample of 74 respondents using multiple linear regression analysis. The research showed that the validity and reliability test are declared valid and reliable. Sharia marketing hypothesis test a positive and significant impact on customer satisfaction, this is evidenced by the significant value of 0.0000.05 with a strong correlation of 0.575 and the image of the company and significant positive effect on customer satisfaction, this is evidenced by the significant value of 0.000.05 with enough correlation of 0.333. Then for simultaneous test of 26.134 with a significance of 0.000. This means simultaneously independent variables significant positive effect on the dependent variable of customer satisfaction.Keywords: Sharia Marketing, Corporate Image, Customer SatisfactionABSTRAKPenelitian ini berjudul Pengaruh Syariah Marketing Dan Citra Perusahaan Terhadap Kepuasan Nasabah JasindoOto Pada PT Asuransi Jasindo Syariah Kantor Pemasaran Medan. Penelitian ini menggunakan pendekatan kuantitatif yang bertujuan untuk menjawab pertanyaan tentang apakah terdapat pengaruh syariah marketing dan citra perusahaan secara parsial dan simultan terhadap kepuasan nasabah. Pengumpulan data dilakukan dengan penyebaran kuesioner dengan sampel sebanyak 74 responden dengan menggunakan metode analisis regresi linear berganda. Hasil penelitian menunjukkan bahwa uji validitas dan reliabilitas dinyatakan valid dan reliabel. Uji Hipotesis Syariah marketing berpengaruh positif dan signifikan terhadap kepuasan nasabah, dibuktikan dengan nilai signifikansi 0,0000,05 dengan korelasi yang kuat sebesar 0,575 dan citra perusahaan berpengaruh positif dan signifikan terhadap kepuasan nasabah, dibuktikan dengan nilai signifikansi 0,0010,05 dengan korelasi yang cukup sebesar 0,333. Kemudian untuk uji simultan sebesar  26,134 dengan signifikansi sebesar 0,000. Hal ini berarti secara simultan variabel bebas berpengaruh positif signifikan terhadap variabel terikat yakni kepuasan nasabah.Kata Kunci: Syariah Marketing, Citra Perusahaan, Kepuasan Nasabah Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2020-10-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/161 10.32678/ijei.v11i1.161 Islamiconomic : Jurnal Ekonomi Islam; Vol 11, No 1 (2020) 2541-4127 2085-3696 10.32678/ijei.v11i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/161/99 Copyright (c) 2020 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/356 2023-06-12T23:46:21Z ijei:ART

The Role of E-Commerce Tax on Indonesian State Revenue During the Covid-19 Pandemic in Islamic Economic Perspective Atika, Ria Suryanto, Tulus E-Commerce Tax; State Revenue; Covid-19; Pandemic; Islamic Economic Perspective The Covid-19 pandemic is changing economic trends at this time. E-commerce grew rapidly in recent years and has become more intense due to the Covid-19 pandemic. E-Commerce Tax provides solutions in the midst of the Covid-19 pandemic. The purpose of this writing is to illustrate the role of the E-commerce Tax on Indonesia's State Revenue during the Covid-19 pandemic in an Islamic Economic Perspective. The method used is descriptive qualitative research with secondary data sources and documentation data collection methods. Based on an analysis of data obtained from journals, books, and the internet in the form of company records or documentation, government documentation or government publications, industry analysis by media, websites and others, it was found that E-commerce Tax has a role in Indonesia's state revenues by increasing state tax revenues during the Covid-19 pandemic. In the Islamic Economic Perspective the tax set in e-commerce is in accordance with Islamic teachings, because it is set on the basis of achieving justice between conventional business actors and also online business actors.  Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/356 10.32678/ijei.v13i1.356 Islamiconomic : Jurnal Ekonomi Islam; Vol 13, No 1 (2022) 2541-4127 2085-3696 10.32678/ijei.v13i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/356/132 Copyright (c) 2022 Islamiconomic: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/21 2021-07-02T09:47:05Z ijei:ART

MURABAHAH DALAM HUKUM POSITIF DAN IMPLEMENTASI PADA PRAKTEK PEMBIAYAAN KONSUMEN WAZIN, WAZIN Murabahah; Hukum Positif Praktek ekonomi yang berkembang kini semakin luas dan beragam. Karena itu diperlukan aturan-aturan hukum yang baru dan diperbaharui agar dapat mengatasi masalah-masalah ekonomi yang memerlukan penanganan hukum. Hukum akan kehilangan eksistensi dan fungsinya jika tidak mampu mengatasi masalah yang terjadi di masyarakat.Secara historis perkembangan hukum Islam dalam hukum positif di Indonesia mengalami dinamika yang cukup panjang dari sejak masuknya Islam ke Indonesia hingga masa reformasi sekarang. Perkembangan yang cukup menggembirakan adalah ketika diterbitkan Kompilasi Hukum Ekonomi Syariah (KHES) serta diterbitkannya beberapa paket regulasi menyangkut praktek ekonomi syariah di Indonesia. Di Indonesia, bersamaan dengan berkembangnya perbankan syariah, maka kebutuhan untuk membahas konsep fiqh muamalah tidak hanya terbatas pada tataran wacana, tetapi juga harus tertuang pada hukum positif. Hal ini mengingat  praktek ekonomi syari’ah semakin berkembang, tidak hanya pada lembaga keuangan bank tetapi juga lembaga keuangan bukan bank. Beberapa bentuk transaksi syari’ah telah dipraktekan dalam kegiatan ekonomi termasuk di dalamnya akad dengan menggunakan prinsip murabahah.Salah satu paket regulasi yang cukup penting adalah terbitnya paket regulasi yang terkait dengan Perusahaan Pembiayaan yang melakukan kegiatan berdasarkan Prinsip Syariah, yaitu Peraturan tentang Kegiatan Perusahaan Pembiayaan Berdasarkan Prinsip Syariah dan Peraturan tentang Akad-Akad Yang Digunakan Dalam Kegiatan Perusahaan Pembiayaan Berdasarkan Prinsip Syariah.  Penerbitan paket regulasi tersebut adalah untuk memberikan landasan hukum yang memadai berkaitan dengan kegiatan Perusahaan Pembiayaan  syariah serta guna memenuhi kebutuhan masyarkat pada industri pembiayaan yang memerlukan keragaman sumber pembiayaan dan pendanaan berdasarkan pada Syariat Islam.Dalam kegiatan Perusahaan Pembiayaan yang berdasar prinsip syariah ini terdapat prinsip-prinsip transaksi murabahah khususnya pada kegiatan Pembiayaan Konsumen. Beberapa ketentuan mengenai murabahah tertuang dalam Pasal 23 Peraturan Ketua Bapepam dan LK No. PER-04/BL/2007. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2014-05-11 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/21 10.32678/ijei.v5i1.21 Islamiconomic : Jurnal Ekonomi Islam; Vol 5, No 1 (2014) 2541-4127 2085-3696 10.32678/ijei.v5i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/21/22 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/820 2026-03-09T07:42:00Z ijei:ART

The Influence of Customer Satisfaction on Service Quality at Bank Syariah Indonesia KCP Medan Simpang Limun Zuhra, Annisa Imsar, Imsar Anggraini, Tuti Customer Satisfaction Index; Customer Satisfaction; Service Quality This study aims to analyze the level of customer satisfaction regarding service quality at Bank Syariah Indonesia KCP Medan Simpang Limun using the Customer Satisfaction Index (CSI) approach. The method employed is quantitative research with a descriptive approach, involving 95 respondents selected through purposive sampling. The results show a significant effect between customer satisfaction and the quality of service provided. The simultaneous test (F-test) yielded a significance value of 0.000, which is less than 0.05, indicating that changes in customer satisfaction simultaneously affect service quality. The partial test (T-test) also supports this finding, where the calculated T value for the customer satisfaction variable is 11.201, much greater than the specified T table value of 1.985 with a significance level of 0.000. This study also results in a Customer Satisfaction Index (CSI) of 89.54%, which falls into the very satisfied category (81% - 100%). Thus, it can be concluded that Bank Syariah Indonesia KCP Medan Simpang Limun has successfully met customer expectations in terms of service quality, indicating that customer satisfaction is an important element that needs to be maintained and improved through continuous enhancement. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/820 10.32678/ijei.v16i1.820 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/820/162 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/54 2021-07-02T09:50:36Z ijei:ART

INTEGRASI PAJAK DAN ZAKAT DI INDONESIA Ramadhan, Muhammad Rheza Zakat; Pajak; Penerimaan Negara; APBN Pemungutan dan pengelolaan zakat saat ini dilakukan oleh Badan Amil Zakat Nasional dan dibantu oleh Lembaga Amil Zakat yang didirikan masyarakat. Hal ini tentu menjadi permasalahan karena seharusnya pemerintah lah yang berkewajiban untuk melakukan pemungutan dan pengelolaan zakat. Kemudian dalam pengelolaannya pun dana zakat masih belum dikelola dengan baik, bahkan terkesan terdapat suatu bidang yang dibiayai baik oleh zakat maupun oleh pajak. Hal ini disebabkan oleh belum terintegrasinya sistem pajak dan zakat di Indonesia baik dalam pemungutannya maupun pengelolaannya. Penelitian ini menunjukkan bahwa terdapat beberapa belanja pemerintah yang dapat dibiayai oleh zakat sehingga dengan pemungutan dan pengelolaan zakat yang lebih baik, mengakibatkan adanya perbaikan dalam defisit anggaran pemerintah dan saldo utang pemerintah yang semakin berkurang. Selain itu, penelitian ini memberikan usulan mengenai integrasi sistem pemungutan pajak dan zakat di Indonesia serta bagaimana hubungan antara zakat dan pajak dalam hal kewajiban pemenuhannya yang terutang kepada seseorang atau suatu badan yang sama. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2017-08-09 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/54 10.32678/ijei.v8i1.54 Islamiconomic : Jurnal Ekonomi Islam; Vol 8, No 1 (2017) 2541-4127 2085-3696 10.32678/ijei.v8i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/54/47 Copyright (c) 2017 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/1015 2025-09-10T08:21:31Z ijei:ART

Determinants of Sharia Stock Prices with Systematic Risk as an Intervening Variable Jannah, Mukhlishotul Elsa, Elsa Nawawi, Ma'mun Inflation; Interest Rates; Exchange Rates; Money Supply, Systematic Risk; Stock Prices Investment activities through sharia stock instruments carried out by investors aim to achieve returns in the future. However, in practice, investors find it difficult to assess the movement of sharia stock prices and the risks attached to each selected sharia security. As a consideration for making decisions and investing, the movement of sharia stock prices and systematic risk (stock beta) are constantly changing. Stock price movements and systematic risk (stock beta) are caused by various factors, one of which is the national economic condition, commonly referred to as macroeconomic indicators. The results of the study show that inflation, exchange rates, BI rates and money supply have no significant direct effect on systematic risk. The results of testing stock prices show that inflation and money supply have a direct but insignificant effect on stock prices, while exchange rates, BI rates and systematic risk have a direct and significant effect on stock prices. In addition, the results of the study show that inflation and exchange rates have a significant indirect effect on stock prices, while the BI rate and money supply have an indirect effect on stock prices but are not significant for companies listed on the Jakarta Islamic Index for the 2019-2021 period. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/1015 10.32678/ijei.v15i2.1015 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 2 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i2 en Copyright (c) 2023 Mukhlishotul Jannah, Elsa Elsa, Ma'mun Nawawi

oai:ojs.journal.islamiconomic.or.id:article/112 2021-07-02T09:51:37Z ijei:ART

WOMENPRENUER ALISA KHADIJAH SEBAGAI AGEN RECOVERY EKONOMI KELUARGA DAN MASYARAKAT DI PALEMBANG Mardiyah, Siti Asili, Asili Womenpreneur; Alisa Khadijah; Empowerment; Transformative Abstract. The Womenpreneur Alisa Khadija as an Economic Quality Changer in Family and Society in Palembang. The perception of women's role discrimination in the economic sector is because of the influence of cultural and sacred religious understanding that makes the role women runs is still because of the limitation to sustain the life. The Study is conducted by looking at the role and how the management of womenprenuer in improving the economic quality of family and society. The methodology used is mixed methods. Qualitative methods are used to examine how the Islamic economic transformation of womenpreneur with its description and exploratory analysis. The quantitative method is used by spreading questioner with Guttman scale using non-parametric inferesial analysis to management of Alisa Khalijah ICMI womenprenuer. The results of the study were found that transformative understanding of women's roles and management of community development programs not only makes women an object or perpetrator of development, but rather To plan programs, manage strategies and gain opportunities against existing challenges, to make womenpreneur able to become economic quality changer both in family and society without eliminating the boundaries of sharia. Abstrak. Womenprenuer Alisa Khadijah Sebagai Agen Recovery Ekonomi Keluarga dan Masyarakat di Palembang. Adanya persepsi diskriminasi peran perempuan dalam sektor ekonomi karena pengaruh budaya dan pemahaman keagamaan yang sakral menjadikan peranan yang dijalankan perempuan masih karena keterbatasan untuk mempertahankan hidup. Kajian ini ingin membangun bagaimana sebenarnya Ekonomi Islam mampu menjadikan perempuan yang pada awalnya hanya sebagai sosok yang pasif-konsumtif  menjadi sosok yang Aktif-Produktif dalam sektor ekonomi sehingga mampu menjadi agen dalam recovery ekonomi keluarga dan masyarakat. Kajian dilakukan dengan melihat peran dan bagaimana  manajemen womenprenuer dalam meningkatkan kualitas ekonomi keluarga dan masyarakat. Metodologi yang digunakan adalah mixed methods. Metode Kualitatif digunakan untuk mengkaji bagaimana Transformasi Ekonomi  Islam terhadap womenpreneur dengan analisis deskripsi dan eksploratif. Sedangkan metode Kuantitatif digunakan dengan menyebarkan questioner dengan skala Guttman mengunakan analisis inferesial non parametik terhadap peran dan manajemen womenpreneur Alisa Khalijah ICMI Palembang. Hasil kajian didapati bahwasanya Pemahaman transformatif dilakukan pada peran dan manajemen perempuan terhadap program-program pengembangan masyakat tidak hanya menjadikan perempuan sebagai objek atau pelaku dari pengembangan itu, tetapi lebih bagaimana mendampingi mereka untuk merencanakan program, mengatur strategi dan mendapatkan peluang terhadap tantangan yang ada. Kondisi ini menjadi satu tuntutan dalam Islam, bahawasanya bagaimana menjadikan womenpreneur mampu menjadi perubah kualitas ekonomi baik di keluarga dan masyarakat tanpa menghilangkan batas-batas syariahnya Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2019-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/112 10.32678/ijei.v10i1.112 Islamiconomic : Jurnal Ekonomi Islam; Vol 10, No 1 (2019) 2541-4127 2085-3696 10.32678/ijei.v10i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/112/84 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/403 2023-06-12T23:45:38Z ijei:ART

Optimization of Management of Islamic Philanthropy Based on Productive Ownership Efforts for Empowering the Economic Independence Hasbi, M. Zidny Nafi' Widayanti, Ipuk Islamic Philanthropy, Productive Waqf, PMDG Economy Islamic philanthropy is a practice of generosity in the Islamic tradition through zakat, infaq, alms, and waqf (ZISWAF). In Islamic history, the practice of waqf has had a socio-economic impact on society. Waqf is one of the Islamic financial instruments that have the potential as an instrument for developing the national economy. Modern Islamic Boarding School Darussalam Gontor waqf institute has the highest structure in determining policy and economic development, namely the waqf institution. Among the boarding school that can be considered successful in managing productive waqf is Boarding School Darussalam Gontor. The purpose of this study is to analyze productive waqf managed by PMDG. The research method uses a qualitative descriptive approach. Data collection techniques include observation, documentation, and deep interviews. Data analysis uses Miles and Huberman's model theory. The findings of this study state that the collected waqf funds are managed properly and professionally so that the distribution of productive waqf can be carried out in a dialogical manner for the development of several business fields in PMDG. The implementation of productive waqf has long-term implications for PMDG, especially in the field of education and teaching. The growing facilities can have a big impact on improving the quality of education which is getting better. Productive waqf funds also contribute to the economy of the surrounding community. It is hoped that the productive waqf management model carried out by PMDG can be a reference for practitioners in managing productive waqf. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/403 10.32678/ijei.v13i1.403 Islamiconomic : Jurnal Ekonomi Islam; Vol 13, No 1 (2022) 2541-4127 2085-3696 10.32678/ijei.v13i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/403/122 https://www.journal.islamiconomic.or.id/index.php/ijei/article/downloadSuppFile/403/84 Copyright (c) 2022 Islamiconomic: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/12 2021-07-02T09:45:58Z ijei:ART

STRATEGI MENDORONG PERTUMBUHAN BANK SYARIAH DI INDONESIA IBRAHIM, ZAINI Sebagai bagian dari dual banking system, eksistensi perbankan syariah saat ini terus menunjukkan perkembangan positif. Walaupun market share baru sebesar lima persen, namun pertumbuhan setiap tahun yang mencapai 40 persen merupakan sinyal yang membanggakan untuk tetap dipertahankan. Identifikasi faktor pendorong kemajuan bank syariah bersumber dari internal dan eksternal. Faktor internal berupa kelangkapan regulasi. Ada dua regulasi yang signifikan mendorong akselerasi pertumbuhan perbankan syariah di tanah air, yaitu UU No. 21/2008 tentang Perbankan Syariah dan UU Pajak Pertambahan Nilai (PPN). Sedangkan faktor eksternal berupa perkembangan ekonomi global dan nasional. Ada lima strategi yang dirumuskan oleh Bank Indonesia agar bank syraiah dapat memberi dorongan positif bagi perekonomian nasional. Pertama, mendorong pembiayaan syariah ke sektor produktif; kedua, mendorong inovasi produk agar tidak kalah dengan produk yang dipasarkan bank konvensional; ketiga, melakukan koordinasi dengan lembaga pengawas baru, yaitu Otoritas Jasa Keuangan (OJK). Strategi keempat, mendorong efisiensi bank syariah dengan cara bersinergi dengan bank induk; kelima, semakin meningkatkan sosialiasi dan edukasi agar positioning bank syariah di mata nasabah semakin kuat Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2013-03-10 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/12 10.32678/ijei.v4i1.12 Islamiconomic : Jurnal Ekonomi Islam; Vol 4, No 1 (2013) 2541-4127 2085-3696 10.32678/ijei.v4i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/12/13 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/737 2025-09-10T08:19:37Z ijei:ART

Analysis of Community Perceptions on Halal Certification for Packaged Food Products Saragih, Dini Setiana Syahbudi, Muhammad Bi Rahmani, Nur Ahmadi Halal Certification; Consumer Perception; Packaging Products This study provides valuable insights into the perceptions of Silou Paribuan Village residents regarding halal certification, enhancing the understanding of consumer behavior in rural settings. The research analyzes how these residents perceive halal certification when purchasing packaged food products. A qualitative descriptive method was used, drawing on consumer behavior theory and Sharia economic principles to explore these perceptions. Data was gathered through interviews and surveys, with 96 individuals selected from a total population of 2,375 using the Slovin formula with a 10% margin of error. Simple random sampling was employed to ensure representative participation. The data was collected via a questionnaire that utilized a Likert scale to gauge respondents' attitudes. The analysis applied consumer perception theories, including attribution, gestalt, product quality, and marketing communications. The results revealed that the perception of halal certification among Silou Paribuan Village residents is generally positive, with an average score of 74%. Most respondents recognized the importance of halal certification when choosing packaged food products. However, the study's focus on a single village may limit the generalizability of its findings to broader populations or different cultural contexts. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/737 10.32678/ijei.v15i2.737 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 2 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/737/150 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/849 2026-03-09T07:42:00Z ijei:ART

The Role of Islamic Boarding Schools in Enhancing the Entrepreneurial Attitudes of Students and Strengthening the Community's Economy Turmudi, Muhamad Novita Sari, Rasidah Aryanto, Dwi Islamic Boarding School, Learning Role, Empowerment Role, Entrepreneurial Attitudes The development of Islamic boarding schools not only functions as an educational institution but also as a social and economic institution. This research aims to examine the role of Islamic boarding schools in enhancing students' entrepreneurial attitudes and strengthening the community's economy. The method used is descriptive quantitative to explain how the influence of learning variables can enhance students' entrepreneurial attitudes and how the economic empowerment variable influences the economic strengthening of the community around the Islamic boarding school. The results of the analysis show that 56.1% of learning has an influence on increasing the entrepreneurial Attitudes of students. Economic empowerment does not have a direct influence on strengthening the community's economy. However, the existence of Islamic boarding schools provides a real contribution to the empowerment of the community's economy through the development of various productive business units within the framework of the Islamic economic system, such as laundry services, food stalls, grocery stores, clothing stores, and tailoring services. These economic activities create job opportunities for the surrounding community and encourage local economic growth in an inclusive and equitable manner, in line with the basic principles of Islamic economics such as justice, welfare, and empowerment of the people. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/849 10.32678/ijei.v16i1.849 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/849/186 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/108 2021-11-12T07:52:23Z ijei:ART

ANALISIS ZAKAT PRODUKTIF TERHADAP INDEKS KEMISKINAN, NILAI MATERIAL DAN SPIRITUAL PARA MUSTAHIK Hartono, Nono Anwar, Mohamad zakat produktif; kemiskinan; nilai material dan spiritual Abstract. The Analysis of Productive Zakat on Poverty Index, Material and Spiritual Value of Mustahik. This research intend to (1) analyze the changes of mustahik household income after receive assistance from productive zakah funds from Cirebon Zakat  Center and (2) identify the characteristics of material and spiritual values of mustahik after obtaining assistance from productive zakah funds from the Cirebon Zakat  Center based on the CIBEST model. This study uses a quantitative approach with data collection techniques in the form of observation, interviews and filling out questionnaires. The statistical test and data analysis used are paired data t test and CIBEST model. The results of the study showed that mustahik household income after receiving productive zakah funds experienced a significant change. Before the assistance of zakah, the average household income of mustahik are Rp. 1,110,563, and after getting zakah the average household income of mustahik rise to Rp. 1,653,000. This means that there is an increase in the average household income of mustahik by Rp. 542,437. Based on the CIBEST model, the material and spiritual value characteristics of mustahik after assistance productive zakah funds from Cirebon Zakat Center experienced a change. After the assistance, the number of mustahik households in the category of prosperous households (quadrant I) increased by 47.50 percent. Whereas, number of mustahik households that fall into the material poor category (quadrant II) decreased by 25.00 percent. Likewise, the number of mustahik households included in the category of spiritual poor (quadrant III) and absolute poverty (quadrant IV) fell by 54.55 percent and 90.91 percent respectively.  Abstrak. Analisis Zakat Produktif Terhadap Indeks Kemiskinan, Nilai Material Dan Spiritual Para Mustahik. Penelitian ini bermaksud mengkaji perubahan pendapatan rumah tangga mustahik setelah mendapatkan bantuan dana zakat produktif dari Zakat Center Thoriqotul Jannah Cirebon dan mengidentifikasi karakteristik nilai material dan spiritual mustahik setelah mendapatkan bantuan dana zakat produktif dari Zakat Center Thoriqotul Jannah Cirebon berdasarkan model CIBEST. Penelitian ini menggunakan pendekatan kuantitatif dengan teknik pengumpulan data berupa observasi, wawancara dan pengisian kuesioner. Adapun uji statistik dan analisis data yang digunakan adalah uji t data berpasangan dan model CIBEST. Hasil penelitian menujukkan bahwa pendapatan rumah tangga mustahik setelah mendapatkan bantuan dana zakat produktif mengalami perubahan yang signifikan. Sebelum adanya bantuan dana zakat, rata-rata pendapatan rumah tangga mustahik adalah Rp 1.110.563 dan setelah mendapatkan bantuan dana zakat rata-rata pendapatan rumah tangga mustahik naik menjadi Rp. 1.653.000. Artinya terjadi peningkatan rata-rata pendapatan rumah tangga mustahik sebesar Rp. 542.437. Berdasarkan model CIBEST, karakteristik nilai material dan spiritual mustahik setelah mendapatkan bantuan dana zakat produktif dari Zakat Center Thoriqotul Jannah Cirebon mengalami perubahan. Setelah adanya bantuan dana zakat, jumlah rumah tangga mustahik yang berada pada kategori rumah tangga sejahtera (kuadran I) mengalami peningkatan sebesar 47.50 persen. Sedangkan jumlah rumah tangga mustahik yang masuk kategori miskin material (kuadran II) menurun 25.00 persen. Begitupun jumlah rumah tangga mustahik yang masuk kategori miskin spiritual (kuadran III) dan miskin absolut (kuadran IV) masing-masing turun sebesar 54.55 persen dan 90.91 persen. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/108 10.32678/ijei.v9i2.108 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 2 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/108/73 Copyright (c) 2018 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/293 2022-02-14T09:11:02Z ijei:ART

Analysis of Factors Affecting Investor Behavior in Investing in Sharia Stock in Jakarta Makruf, Ilham Bahrully Supriyanto, Trisiladi Priyatno, Prima Dwi Investment Knowledge; Investor Behavior; Psychological Readiness; Religiosity The purpose of this study is to explain what factors can influence investor behavior in investing in Islamic stocks in Jakarta. The method used in this research is quantitative with a sample of 120 respondents. The subjects studied are investors who invest in Islamic stocks in Jakarta. The object of research used is Islamic stock. Data collection in this study was by using a questionnaire via google form. Data analysis used multiple linear regression using SPSS 23 software. The hypothesis in this study was tested using the T test, F test, and R2 test. The results of this study indicate that the psychological readiness variable and the religiosity variable have a partial effect and show a positive and significant effect, while the investment knowledge variable has no significant effect on investor behavior. Simultaneously, the variables of investment knowledge, psychological readiness, and religiosity have a simultaneous effect on investor behavior. The R2 test yielded a value of 21.9%, meaning that the independent variable studied in this study was able to explain the dependent variable by 21.9%,while 78.1% was explained by other variables not examined in this study.  Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-02-14 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/293 10.32678/ijei.v12i2.293 Islamiconomic : Jurnal Ekonomi Islam; Vol 12, No 2 (2021) 2541-4127 2085-3696 10.32678/ijei.v12i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/293/113 Copyright (c) 2021 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/3 2021-07-02T09:45:58Z ijei:ART

PENGARUH EFEK SYARI’AH TERHADAP PENINGKATAN JUMLAH INVESTOR DI BURSA EFEK INDONESIA IRAWAN, KADI Indonesia sebagai negara muslim terbesar di dunia merupakan pasar yang sangat potensial untuk pengembangan industri keuangan syari’ahal. Pasar modal yang merupakan bagian dari industri keuangan syari’ah, mempunyai peran yang cukup penting untuk meningkatkan pangsa pasar industri keuangan syari’ah Indonesia. Meskipun perkembangannya relatif baru dibanding dengan perbankan syari’ah, tetapi seiring dengan pertumbuhan yang signifikan di industri pasar modal Indonesia, maka diharapkan pasar modal syari’ah Indonesia akan mengalami pertumbuhan yang pesat. Masalah yang diangkat dalam artikel ini yaitu bagaimana pengaruh saham syari’ah, sukuk, dan reksadana syari’ah secara parsial terhadap peningkatan jumlah investor di Bursa Efek Indonesia (BEI). Kemudian bagaimana pengaruh efek syari’ah tersebut secara simultan  terhadap peningkatan jumlah investor di BEI.Penelitian dilakukan dengan metode kuantitatif regresi berganda dalam bentuk logaritma yang ditaksir menggunakan metode OLS (Ordinary Least Square). Variabel yang diteliti adalah saham syari’ah (LnSaham), sukuk (LnSuku), dan reksadana syari’ah (LnReksadana), serta jumlah investor (LnInv) sebagai variabel dependen. Periode pengamatan selama Januari 2010 sampai November 2012.Hasil penelitian menjelaskan bahwa secara bersama-sama (simultan) melalui uji F terbukti ketiga variabel bebas berpengaruh signifikan terhadap jumlah investor. Sedangkan secara individu (parsial) melalui uji t, hanya variabel tingkat saham syari’ah yang berpengaruh signifikan terhadap jumlah investor di Bursa Efek Indonesia. Nilai R2 yang mencapai 0.665 menunjukkan bahwa 6,5% variasi jumlah investor dipengaruhi oleh ketiga efek syari’ah tersebut. Sedangkan 33,5% lainnya dijelaskan oleh variabel lain yang tidak dijelaskan dalam penelitian ini.Kontribusi saham syariah lebih besar dibanding efek syariah yang lain disebabkan kemudahan transaksi serta kemudahan investor dalam mengelola dana. Selain itu, pergerakan harga saham syariah lebih bervariasi karena menggunakan Continuous Auction System (sistem lelang berkelanjutan) yang didasarkan kepada order-driven market Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-11-10 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/3 10.32678/ijei.v4i1.3 Islamiconomic : Jurnal Ekonomi Islam; Vol 4, No 1 (2013) 2541-4127 2085-3696 10.32678/ijei.v4i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/3/3 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/642 2025-03-23T13:41:52Z ijei:ART

Management and Allocation of Productive Zakat to Enhance The Economic Welfare of Mustahik Saprida, Saprida Raya, Fitri Umari, Zuul Fitriani Management; Distribution; Productive Zakat This study aims to determine the management and distribution of productive zakat and to find solutions to improving the mustahik economy. This research uses library research, namely research carried out by searching literature (library) in journals, notes, and reports on research results from previous studies. The results of this study are that the distribution method of zakat productive consists of two forms: First, zakat is submitted directly to mustahik for development. It means 'ayn al-zakah, which is attached to mustahik, so zakat becomes the full property of mustahik. This kind of distribution is also called the distribution of zakat productive as non-investment or traditional productive. Second, the distribution of zakat productive in the form of investment, namely zakat, is not directly handed over to mustahik or termed creative productive. Productive zakat funds are intended for business capital or additional business capital. So, the funds given do not just run out; the funds will be managed into a business and generate income. This income will meet life's needs and prosper the mustahik family's economy. Mustahik, who manages productive zakat funds used as a business, will generate additional income to increase the income. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/642 10.32678/ijei.v15i1.642 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 1 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/642/145 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/37 2021-07-02T09:49:40Z ijei:ART

ANALISIS PENGARUH PERUBAHAN VARIABEL MAKROEKONOMI TERHADAP RETURN SAHAM SYARIAH PT. TELEKOMUNIKASI INDONESIA, TBK. PERIODE 2011-2013 SUNAYAH, SITI IBRAHIM, ZAINI nilai tukar; bunga; inflasi; efek; return; saham syariah Abstract. Analysis on Effect of Changes in Macroeconomic Variables Return against Sharia Stock at PT. Telekomunikasi Indonesia, Tbk. 2011-2013. Macroeconomic variables used in this study is the exchange rate, interest rates and inflation. These variables tried measurable macroeconomic impact on the level of sharia stock returns from PT. Telekomunikasi Indonesia, Tbk. during 2011-2013. The data of exchange rate, inflation, and interest rates obtained from the site of Bank Indonesia (BI), and the data of sharia stock returns PT. Telekomunikasi Indonesia from the site of Indonesia Stock Exchange (BEI) as well as on the site of Bank Indonesia (BI). The instrument used in this research is multiple linear regression and software eviews 7. The results obtained that all independent variables have no effect on the dependent variable partially (alone), but simultaneously (together) three independent variables affect the dependent variable. With fault tolerance of 5% exchange rate, interest rates and inflation are able to explain changes in stock return of sharia PT. Telekomunikasi Indonesia, Tbk amounted to 8.6%. Every increase in the exchange rate of 1% would increase the amount of return PT. Telekomunikasi Indonesia, Tbk as much as 1.76%, whereas any increase in interest rates by 1% will increase the stock return of sharia PT. Telekomunikasi Indonesia, Tbk as much as 31.4%, then any increase in inflation of 1% would raise the stock return of sharia PT. Telekomunikasi Indonesia, Tbk as much as 0.086%. Thus, the independent variables are more dominant on stock returns PT. Telkom is in bank interest rates.Abstrak. Analisis Pengaruh Perubahan Variabel Makroekonomi Terhadap Return Saham Syariah PT. Telekomunikasi Indonesia, Tbk. Periode 2011-2013. Variabel makroekonomi yang dimaksud dalam penelitian ini meliputi nilai tukar rupiah, suku bunga dan inflasi. Ketiga variabel makroekonomi tersebut dicoba diukur pengaruhnya terhadap tingkat return saham syariah dari PT. Telekomunikasi Indonesia, tbk. selama periode 2011-2013. Data kurs, inflasi, dan suku bunga diperoleh dari situs Bank Indonesia (BI), dan data return saham syariah PT. Telekomunikasi Indonesia diambil dari situs Bursa Efek Indonesia (BEI) serta dari situs Bank Indonesia (BI). Alat analisis yang digunakan yaitu regresi linier berganda dengan bantuan software eviews 7. Hasil yang diperoleh menyatakan semua variabel bebas tidak berpengaruh terhadap variabel terikat secara parsial (sendiri-sendiri), namun secara simultan (bersama-sama) ketiga variabel bebas berpengaruh terhadap variabel terikat. Dengan toleransi kesalahan sebesar 5% nilai tukar rupiah, suku bunga dan inflasi mampu menjelaskan perubahan return saham syariah PT. Telekomunikasi Indonesia, Tbk sebesar 8,6%. Setiap peningkatan nilai tukar rupiah sebesar 1% akan menaikan besarnya return PT. Telekomunikasi Indonesia, Tbk sebanyak 1,76%, sedangkan setiap peningkatan suku bunga sebesar 1% akan menaikan return saham syariah PT. Telekomunikasi Indonesia, Tbk sebanyak 31,4%, selanjutnya setiap peningkatan inflasi sebesar 1% akan menaikan return saham syariah PT. Telekomunikasi Indonesia, Tbk sebanyak 0,086%. Dengan demikian, variabel bebas yang lebih dominan terhadap return saham PT. Telkom adalah suku bunga perbankan. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-03-11 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/37 10.32678/ijei.v7i1.37 Islamiconomic : Jurnal Ekonomi Islam; Vol 7, No 1 (2016) 2541-4127 2085-3696 10.32678/ijei.v7i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/37/38 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/95 2021-11-12T07:52:13Z ijei:ART

PROGRAM REJANG LEBONG MAKMUR, SOLUSI MENEKAN ANGKA KEMISKINAN (STUDI PADA BAZNAS KAB REJANG LEBONG) Sahroni, Abdullah Baznas, Zakat Produktif, Kemiskinan Abstrak. Program Rejang Lebong Makmur, Solusi Menekan Angka Kemiskinan (Studi Pada Baznas Kab Rejang Lebong). Kabupaten Rejang Lebong merupakan salah satu Kabupaten di Provinsi Bengkulu, dan termasuk kabupaten dengan angka kemiskinan yang cukup tinggi, dengan prosentase 17,30%. Kehadiran Badan Amil Zakat Nasional yang memilik otoritas pengaluran dana zakat ke mustahik dengan programnya Rejang Lebong Makmur diharapkan bisa menjadi kunci untuk menekan angka kemiskinan di Rejang Lebong. Bantuan produktif yang diberikan BAZNAS   Kabupaten   Rejang   Lebong   dalam program Rejang Lebong makmur diharapkan mustahik dapat  mengembangkan  usaha  dan  meningkatkan pendapatan mereka. Bantuan produktif  yang  diberikan  pada dasarnya dapat meningkatkan perekonomian masyarakat dari mustahik menjadi muzaki. Namun faktanya banyak terjadi miorientasi yang dilakukan beberapa mustahik terhdap dana tersebut sehingga tidak berjalan sesuai harapan. Jenis penelitian yang digunakan adalah penelitian lapangan (field research), melalui pendekatan kualitatif, dan dengan metode deskriptif. Sumber data diambil dengan cara observasi, dokumentasi dan wawancara di BAZNAS Kabupaten Rejang Lebong. Setelah data terkumpul maka data tersebut dianalisis dengan cara mendeskripsikan metode analisis data yang peneliti gunakan adalah metode analisis data deskriptif, karena penelitian ini bertujua nuntuk mendeskripsikan bagaimana mekanisme dalam distribusi dana zakat bermasalah pada program Rejang Lebong Makmur, faktor penyebab terjadinya bantuan produktif bermasalah  pada  program  Rejang  Lebong  Makmur,  strategi  BAZNAS  Kabupaten Rejang Lebong dalam mengatasi distribusi dana  zakat bermasalah pada program Rejang Lebong Makmur. Hasil dari penelitian ini menyimpulkan tiga kesimpulan. Pertama, mekanisme dalam distribusi dana zakat bermasalah pada program Rejang Lebong Makmur dalam bentuk bantuan pembinaan usaha produktif   bagi   mustahik   dengan sistem pinjaman tanpa bunga. Kedua, faktor penyebab terjadinya misorientasi bantuan produktif tersebut, kurangnya sifat amanah mustahik, minim sosialisasi tentang bantuan produktif dan kurangnya pengetahuan masyarakat Kabupaten Rejang Lebong tentang peluang usaha ekonomi atau usaha yang dijalankannya. Ketiga, strategi yang dilakukan BAZNAS Kabupaten Rejang Lebong dalam mengatasi distribusi dana  zakat bermaslah pada program Rejang Lebong Makmur melalui pembinaan dan pemahaman mengenai bantuan produktif. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-06-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/95 10.32678/ijei.v9i1.95 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 1 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/95/64 Copyright (c) 2018 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/195 2021-03-31T03:04:19Z ijei:ART

COMPARISON OF THE IMPLEMENTATION OF MAQASHID SHARIA IN CERTIFIED SHARIA HOTELS AND UNCERTIFIED SHARIA HOTELS (STUDY ON SHARIA HOTELS IN INDONESIA) Sueb, Memed Nurhayati, Euis Yuliafitri, Indri Sharia Hotel; Maqashid Syariah; Islamic Social Reporting The performance of Islamic entities does not only consist of aspects of financial performance (economic performance), but also views from the aspect of sharia as a characteristic that distinguishes it from conventional entities. The purpose of sharia is revealed in the form of maqashid sharia which must be applied in all aspects of life. Therefore, the maqashid sharia approach can be an alternative choice for assessing the performance of a sharia-based entity. In addition, another requirement for Islamic entities is to disclose Islamic Social Reporting (ISR), in which there are 43 items that are characteristic of Islamic entities that must be disclosed in the financial statements of Islamic entities as a form of accountability for Islamic entities. This research uses a qualitative approach by means of case studies based on the interpretive paradigm in order to capture the performance of Islamic hotels using the maqashid sharia approach, and to see whether the elements in Islamic Social Reporting already exist in Islamic hotels. Based on the results of a survey of sharia hotels in Indonesia, both those that have been certified as sharia hotels, hotels that have halal certification for their restaurants, and hotels that claim to be sharia hotels. The conclusion is that certified sharia hotels have been proven to have implemented and maintained sharia values in their hotel operations, although there were some insignificant violations. The implementation of sharia values is not only applied by sharia hotels that have been certified as sharia hotels. The new sharia hotels apply the halal concept, either claiming to be a sharia hotel in the name of the hotel or not mentioning the word sharia in the hotel name. In fact, there were almost perfect implementations in several Islamic hotels that were not yet certified as sharia hotels. It's just that for 2-star hotels and below that claim to be sharia hotels, the implementation of sharia values is only limited by not accepting guests who are not legal spouses, and not providing liquor. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2020-12-25 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/195 10.32678/ijei.v11i2.195 Islamiconomic : Jurnal Ekonomi Islam; Vol 11, No 2 (2020) 2541-4127 2085-3696 10.32678/ijei.v11i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/195/104 Copyright (c) 2020 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/28 2016-11-13T13:08:28Z ijei:ART

oai:ojs.journal.islamiconomic.or.id:article/329 2023-06-30T18:40:24Z ijei:ART

The Relevance of Allocation and Distribution of Income in The Islamic Economic Perspective in Indonesia Ahyani, Hisam Mutmainah, Naeli Slamet, Memet Distribution, State Revenue, Islamic Economy, Rahmatan Lil 'Alamin, Islamic Fiscal The allocation and distribution of a country's income in the 4.0 era need to be given special attention so that it can be allocated efficiently by each individual. The efficiency of allocation and distribution of income in a capitalist economic system has an impact on income inequality in society which can lead to conflict and also creates poverty. But in achieving this prosperity, it is as if there is no government intervention. This study aims to explore how the allocation and distribution of state income are seen from an Islamic economic perspective and also to compare the capitalist distribution system with the Islamic distribution system in the 4.0 era. The research method used is library research which originates from books, journals, the internet, and other relevant sources. The results of the study show that the allocation and distribution of state income from an Islamic economic point of view is an economic concept that has the concept of equal distribution of wealth or income for the community, applicable in Indonesia, which will produce prosperity for the community. The comparison of the capitalist distribution system is based on absolute ownership of the factors of production so that the main goal is to make a profit. As much as possible appears to ignore moral and social values. The Islamic economic distribution system in the era of disruption upholds moral and social values because, in addition to achieving good profitability, Islam also teaches problems in economic activities. With Islamic economic equality, it is hoped that it can reduce the gap in economic inequality to realize prosperity. Therefore, sharia distribution can be carried out by prioritizing Islamic business ethics which is implemented through the concept of Rahmatan lil 'Alamin in the economy. Likewise, in Indonesia, where the majority of the population is Muslim, special attention is needed so that it can implement the allocation and distribution of state income through the concepts of Zakat, Infak, Shadaqah, and Wakaf adapted to the times. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/329 10.32678/ijei.v14i1.329 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 1 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/329/137 Copyright (c) 2023 Hisam Ahyani, Naeli Mutmainah, Memet Slamet

oai:ojs.journal.islamiconomic.or.id:article/27 2021-07-02T09:48:10Z ijei:ART

PARADIGMA MANAJEMEN SUMBER DAYA MANUSIA BERBASIS SPIRITUAL (SPIRITUAL BASED HUMAN RESOURCES MANAGEMENT) TERHADAP KORPORASI PERISTIWO, HADI Manajemen Sumber Daya Manusia; Spiritual; Korporasi Abstract. Spiritual Based Human Resources Management Paradigm to Corporation. Management comes into the world as a basic necessity on the individual relationship in the society. Every activity always have main aim to be reached in the present and future. Crystallization of management thinking begins on a certain time to develop and expand experiences renewal. The existence of the company becomes main source of people’s live. The potential of the Muslim community into company resources (employee) can be utilized to increase the employee’s performance religious. But, the reality still happen today that the employee’s attitude far from religious behaviour. For the example: still a lot of woman employee which undress well as order as religion instruction, furthermore the behaviour and lifestyle become secular and materialistic. Spiritual Based Human Resources Management is one of coherent concept between modern management and spiritual's values. There are two phases of Developing spiritualitas's meaning, first on spiritual aspect developing (inner growth's phase) and the second phase is manifestation of the first phase results in everyday real life. Furthermore, self-actualization based on internal motivation will be reflected as a framework of spiritual based human resources management, including personal behavior of people in work, business or organization. Abstrak. Paradigma Manajemen Sumber Daya Manusia Berbasis Spiritual (Spiritual Based Human Resources Management) Terhadap Korporasi. Manajemen lahir sebagai tuntunan perlunya pengaturan hubungan antara individu dalam lingkungan masyarakat serta pada dasarnya setiap aktifitas atau kegiatan selalu memiliki tujuan yang ingin dicapai. Kristalisasi pemikiran manajemen mulai berkembang  pada kurun waktu tertentu dan berkembang serta mengalami berbagai pembaruan. Keberadaan perusahaan menjadi sumber utama kehidupan  masyarakat.  Potensi masyarakat muslim yang menjadi sumber daya perusahaan (karyawan) diharapkan dapat digunakan untuk meningkatkan kinerja karyawannya secara religius. Akan tetapi kenyataan yang terjadi adalah masih banyak perilaku karyawan perusahaan yang  tidak religius, misalnya: masih banyak karyawan perusahaan khususnya wanita yang menggunakan pakaian yang tidak menutup aurat (pakaian mini), perilaku maupun pandangan hidup karyawan yang sekuler serta materialistis. Manajemen sumber daya manusia berbasis spiritual (Spiritual Based Human Resources Management) adalah sebuah konsep terpadu antara manajemen modern dengan nilai-nilai spiritual. Makna spiritualitas berkembang sedemikian rupa, spiritualitas dilihat sebagai sebuah proses dalam dua fase perkembangan, pertama pada fase perkembangan aspek batin (inner growth) dan kedua pada fase manifestasi hasil batin tersebut dalam kehidupan sehari-hari di dunia nyata. Dalam kerangka manajemen sumber daya manusia berbasis spiritual, perilaku orang dalam bekerja, berbisnis atau berorganisasi adalah aktualisasi diri yang bersumber pada  internal motivation. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2015-04-20 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/27 10.32678/ijei.v6i1.27 Islamiconomic : Jurnal Ekonomi Islam; Vol 6, No 1 (2015) 2541-4127 2085-3696 10.32678/ijei.v6i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/27/28 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/831 2026-03-09T07:42:00Z ijei:ART

The Effect of Good Corporate Governance and Firm Characteristics on Firm Value of Sharia and Conventional Banks in Indonesia Wulandari, Soliyah Sudirja, Dede Setiadi, Rezky Mehta Shabrina, Haezah Nur Investment Knowledge; Investor Behavior; Psychological Readiness; Religiosity This research aims to empirically prove the influence of good corporate governance and company characteristics on firm value. Good corporate governance in question is the board of directors, independent commissioners, audit committee, and institutional ownership, while company characteristics are company size, profitability, and leverage.  The object of this research is Banks Listed on the Indonesian Stock Exchange. The sample period in this research is 2021 and 2022. Sample selection was carried out using the purposive sampling method. The final sample used in this research was 60 observations. The secondary data collected were financial reports from each bank. The data was processed using multiple regression model statistical tests. The results of this research show that company size and profitability influence the firm value of sharia and conventional banks listed on the Indonesia Stock Exchange. Meanwhile, the board of directors, independent commissioners, audit committee, institutional ownership, and leverage have no effect on the firm value of sharia and conventional banks listed on the Indonesia Stock Exchange. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/831 10.32678/ijei.v16i1.831 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/831/172 Copyright (c) 2025 Soliyah Wulandari, Dede Sudirja, Rezky Mehta Setiadi, Haezah Nur Shabrina

oai:ojs.journal.islamiconomic.or.id:article/64 2021-07-02T09:50:36Z ijei:ART

PENGARUH PROMOSI, KEPERCAYAAN DAN KESADARAN MEREK TERHADAP KEPUTUSAN NASABAH MENGGUNAKAN PRODUK TABUNGAN HAJI (MABRUR) BANK SYARIAH MANDIRI KCP. SAWANGAN KOTA DEPOK Tajudin, Makhdaleva Hanura Mulazid, Ade Sofyan Promotions, Trust, Brand Awareness and Purchase Decision. Abstrak. Pengaruh Promosi, Kepercayaan dan Kesadaran Merek Terhadap Keputusan Nasabah Menggunakan Produk Tabungan Haji (Mabrur) Bank Syariah Mandiri KCP. Sawangan Kota Depok. Tujuan dari penelitian ini adalah untuk melihat pengaruh promosi, kepercayaan dan kesadaran merek terhadap keputusan nasabah menggunakan produk tabungan haji (mabrur) studi kasus Bank Syariah Mandiri KCP. Sawangan Kota Depok. Penelitian ini menggunakan purposive sampling dengan 100 responden yaitu nasabah yang menggunakan produk tabungan haji (mabrur). Data yang diolah dalam penelitian ini menggunakan analisis regresi linear berganda. Berdasarkan hasil, diperoleh persamaan regresi: 2.515 + 0.189X1 + 0.359X2 + 0.149X3 + e, berdasarkan analisis data statistik, indikator dalam penelitian ini valid dan variabel reliabel. Dalam uji asumsi klasik, tidak terjadi multikolinieritas dan heteroskedastisitas, serta data berdistribusi normal.Hasil penelitian menunjukkan bahwa secara parsial dan simultan variabel kualitas promosi, kepercayaan dan kesadaran merek berpengaruh signifikan terhadap keputusan pembelian.  Kata Kunci: Promosi, Kepercayaan, Kesadaran Merek dan Keputusan Pembelian. Abstarct. Effect Promotion, Trust and Brand Awareness Decision On Savings Products Customers Using The Hajj (Mabrur) Bank Syariah Mandiri KCP. Sawangan Kota Depok. The purpose of this study was to observe the effect of promotions, trust and brand awareness of the customer's decision to use a savings product Hajj (mabrur) case studies of Bank Syariah Mandiri KCP. Sawangan. This study using purposive sampling of 100 respondents, customers who use the product hajj savings (mabrur). The processed data in this study using multiple linear regression analysis. Based on the results, regression equation: 2,515 + 0.189X1 + 0.359X2 + 0.149X3 + e, based on statistical data analysis, indicators in this study is valid and reliable variable. In the classical assumption, does not happen multikolinieritas and heteroskedastisitas, as well as the normal distribution of data. The results showed that partial and simultaneous sale of variable quality, trust and brand awareness significantly influence purchasing decisions. Keywords: Promotions, Trust, Brand Awareness and Purchase Decision. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2017-08-09 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/64 10.32678/ijei.v8i1.64 Islamiconomic : Jurnal Ekonomi Islam; Vol 8, No 1 (2017) 2541-4127 2085-3696 10.32678/ijei.v8i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/64/53 https://www.journal.islamiconomic.or.id/index.php/ijei/article/downloadSuppFile/64/3 Copyright (c) 2017 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/993 2026-04-10T16:58:59Z ijei:ART

Bibliometric and Systematic Review of Development-Oriented Zakat Management in Depok City, Indonesia Rohim, Ade Nur Sari, Lili Puspita Lesmana, Kevin Shaquille Alivian, Ilham Development; Management; Mapping; Zakat This study maps and analyzes research trends on zakat management in Depok City, Indonesia, and examines its contribution to local development from 2020 to 2024. Forty relevant articles identified through Google Scholar using the Publish or Perish tool were analyzed with VOSviewer software. The findings reveal four main thematic clusters: studies on Baznas of Depok City as an institutional entity, zakat management practices, determinants of zakat payment behavior, and Amil Zakat Institutions (LAZ). Most research focuses on the distribution of zakat funds for empowerment-oriented economic programs. The trend analysis shows fluctuating research activity, peaking in 2022 and declining thereafter, with contributors affiliated with both Islamic and general higher education institutions. The novelty of this study lies in its localized bibliometric approach, which systematically captures the intellectual structure of zakat research at the city level—an area rarely explored in prior literature. Its scholarly significance lies in advancing understanding of how local zakat governance contributes to sustainable community development. Practically, it offers evidence-based insights for policymakers to strengthen institutional performance and diversify productive zakat programs. The study’s limitation lies in its reliance on Google Scholar data, suggesting the need for broader database coverage in future research. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/993 10.32678/ijei.v16i2.993 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 2 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i2 en Copyright (c) 2025 Ade Nur Rohim, Lili Puspita Sari

oai:ojs.journal.islamiconomic.or.id:article/226 2020-12-25T08:26:16Z ijei:ART

PERKEMBANGAN PARIWISATA HALAL DAN PENGARUHNYA TERHADAP PERTUMBUHAN EKONOMI INDONESIA Rahmi, Asri Noer Halal tourism; opportunities; challenges; Indonesia's economic growth This study aims to know the development of halal tourism in Indonesia and how it affects the economic growth in Indonesia. Halal travel destinations are tourist attractions that provide Muslim friendly facilities from serving food, supporting environments such as halal hotel facilities, places of prayer, and non-halal products for sale in halal tourism areas. In the Qur'an, Allah S.W.T writes, go to historical places and take lessons from your journey. This study uses qualitative methods with data obtained from the results of the Central Statistics Agency (BPS), GMTI, and the World Halal Travel and Tourism Index. The results obtained in this study found that halal tourism shows positive results and positive responses from domestic and foreign tourists, this can be seen from the data obtained by increasing GDP and top 10 halal tourism in OIC countries and many foreign tourists coming and enjoy halal tourist attractions that already exist in Indonesia. This can encourage the central government to immediately make halal tourism legislation in Indonesia, so that the halal tourism sector in Indonesia can be promoted and famous in the world Penelitian ini bertujuan untuk melihat perkembangan pariwisata halal di Indonesia dan bagaimana pengaruhnya terhadap pertumbuhan ekonomi di Indonesia. Destinasi wisata halal adalah tempat wisata yang menyediakan fasilitas Musmil friendly dari penyajian makanan, lingkunan yang mendukung seperti fasilitas hotel halal, tempat ibadah, dan juga tidak ada produk-produk non halal yang dijual didaerah wisata halal. Didalam Al-Qurán Allah S.W.T menuliskan berpergianlah kalian ke tempat-tempat bersejarah dan ambilah pelajaran dari perjalanan yang kalian lakukan. Penelitian ini menggunakan metode kualitatif dengan data yang diperoleh dari hasil Badan Pusat Statistik (BPS), GMTI, dan World Halal Travel and Tourism Index. Hasil yang diperoleh pada penelitian ini adalah bahwa pariwisata halal menunjukkan hasil yang positif dan respon yang baik dari wistawan domestik maupun mancanegara, hal ini dapat dilihat dari data yang diperoleh dengan peningkatan GDP dan top 10 pariwisata hala di negara OIC dan banyak wisatawan mancanegara yang datang dan menikmati tempat wisata halal yang sudah ada di Indonesia. Hal ini dapat mendorong Pemerintah pusat untuk segera membuat perundang-undangan pariwisata halal di Indonesia, agar sector pariwisata halal di Indonesia dapat dipromosikan dan dapat dikenal di Dunia. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2020-10-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/226 10.32678/ijei.v11i1.226 Islamiconomic : Jurnal Ekonomi Islam; Vol 11, No 1 (2020) 2541-4127 2085-3696 10.32678/ijei.v11i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/226/95 https://www.journal.islamiconomic.or.id/index.php/ijei/article/downloadSuppFile/226/45 Copyright (c) 2020 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/412 2023-06-12T23:19:01Z ijei:ART

Determinants of Capital Structure in Non-Financial Companies Akmal, Chairul Determinant; Capital Structure; Non-Financial The purpose of this study is to determine whether company profitability, company size, growth rate and company asset structure affect the capital structure decisions of non-financial public companies included in the Kompas 100 index. The research method uses quantitative methods with descriptive statistical approaches and inferential statistics through regression analysis techniques. panel data. The results show that the effect of profitability, firm size, growth, and firm asset structure together on the capital structure of non-financial public companies listed in the Kompas 100 Index is positive and significant Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/412 10.32678/ijei.v13i2.412 Islamiconomic : Jurnal Ekonomi Islam; Vol 13, No 2 (2022) 2541-4127 2085-3696 10.32678/ijei.v13i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/412/127 Copyright (c) 2022 Chairul Akmal

oai:ojs.journal.islamiconomic.or.id:article/17 2021-07-02T09:47:05Z ijei:ART

KAJIAN KEGIATAN PRA OPERASIONAL PENGEMBANGAN DAN TATA KELOLA PERUSAHAAN PENJAMINAN KREDIT DAERAH PROVINSI BANTEN RASYIDIN, DIDIN Perusahaan; Jaminan; Kredit Pemerintah Daerah Provinsi Banten telah mendirikan Perusahaan Penjamin Kredit Daerah (Jamkrida) Banten melalui Peraturan Daerah (Perda) Nomor 3 Tahun 2013 tanggal 11 September 2013. Pada saat yang sama, DPRD Banten telah mengesahkan Perda Nomor 4 Tahun 2013 tentang penyertaan modal daerah kepada PT Jamkrida, tertanggal 27 September 2013, yaitu sebesar Rp. 25 miliar di APBD tahun 2014.Pemegang saham direncanakan dari Pemerintah Provinsi Banten dan Koperasi KORPRI Banten sebanyak 51 persen, dan sisanya 49 persen akan ditawarkan kepada pemerintah kabupaten/kota di Banten, WNI perorangan dan pihak lain yang berbadan hukum. Visi yang diusulkan yaitu “Menjadi perusahaan penjaminan kredit yang amanah dan profesional, serta mampu mewujudkan perusahaan sebagai pendorong dan penggerak peningkatan perekonomian daerah”. Misinya yaitu (a) Menumbuhkan perekonomian bagi masyarakat ekonomi lemah melalui penjaminan kredit. (b) Mewujudkan perusahaan sebagai pendorong peningkatan perekonomian di Provinsi Banten, (c) Menciptakan iklim yang kondusif bagi perusahaan dalam menjamin pembiayaan/kredit dan Jaminan lainnya.Penerapan Good Corporate Governance  atau tata kelola perusahaan di PT Jamkrida Banten harus mengedepankan 5 (lima) prinsip penting yaitu transparansi (transparency), akuntabilitas (accountability), pertanggungjawaban (responsibility), independensi (independency), kewajaran (fairness), dan berpedoman pada anggaran dasar perusahaan, ketentuan internal perusahaan serta ketentuan yang diatur dalam peraturan pemerintah dan peraturan perundang-undangan yang berlaku.Implementasi 5 (lima) prinsip tersebut diakomodasi pada struktur di Dewan Komisaris dengan dimilikinya 3 (tiga) komite yaitu, Komite Audit, Komite Pemantau Risiko dan Komite Remunerasi Nominasi yang bertugas memberi masukan kepada Dewan Komisaris. Adanya Satuan Kerja Kepatuhan dan Manajemen Risiko serta fungsi audit internal akan melengkapi fungsi fungsi yang telah ada guna membantu manajemen dalam melaksanakan tata kelola perusahaan secara efisien dan efektif sesuai budaya perusahaan. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2014-05-11 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/17 10.32678/ijei.v5i1.17 Islamiconomic : Jurnal Ekonomi Islam; Vol 5, No 1 (2014) 2541-4127 2085-3696 10.32678/ijei.v5i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/17/18 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/643 2025-03-23T13:41:52Z ijei:ART

The Role of Islamic Social Capital in Promoting Women’s Empowerment for Community Economic Growth Sinulingga, Nabila Oktarina Syahriza, Rahmi Harahap, Muhammad Ikhsan Microfinance; Empowerment; Social Capital; Community Development; Islamic Financial. This study investigates the role of Islamic Social Capital, particularly ukhuwah (brotherhood), in group-based financing programs and its impact on women's empowerment and community economic improvement within the Pokmas Mandiri Producer Cooperative at the Serdang Bedagai Branch. Utilizing a qualitative descriptive approach, data were gathered through in-depth interviews, participant observation, and document analysis. Study participants included cooperative administrators, managers, employees, and group members who received financing support. Findings reveal that Islamic social capital—especially trust and ukhuwah—plays a crucial role in empowering economically disadvantaged women who operate micro-businesses. The sense of brotherhood cultivated among group members fosters mutual support during financial challenges, enabling micro-business growth. According to Masudul Alam Choudhury, brotherhood is a principle that creates strong social bonds, which are essential for achieving social justice and collective well-being within the community. This sense of brotherhood within the financing groups reinforces social cohesion and collective action, vital for economic and social development. Furthermore, group-based financing programs effectively enhance the economic stability of member households, as evidenced by increased income and improved capacity to meet basic needs. The application of Islamic social capital also contributes positively to emotional well-being and social harmony, fostering a sense of peace and prosperity within the community. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/643 10.32678/ijei.v15i1.643 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 1 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/643/158 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/968 2026-04-10T16:58:59Z ijei:ART

Analysis of Agribusiness Development Model in Kutalimbaru Regency: A Maqasid Syariah Perspective Rizqiya, Annisa Arif, Muhammad Jannah, Nurul Agribusiness, Agribusiness Development, Agricultural Clusters, Maqasid Syariah. Agriculture plays a strategic role in providing food, bioenergy, and driving agro-industrial growth and commodity exports. However, the agricultural sector in Indonesia, including in Kutalimbaru District, Deli Serdang Regency, faces serious challenges, including declining interest among the younger generation and limited adoption of modern technology. Statistics Indonesia (BPS) data (2024) shows a decline of approximately 0.24 million casual workers in the agricultural sector nationally, which is also reflected in Kutalimbaru through reduced active land and a lack of farmer regeneration. This study aims to analyze the implementation of agricultural technology and understand the extent to which the principles of Maqasid Sharia can be integrated into local agribusiness practices. The research method used is a qualitative descriptive approach using observation techniques, in-depth interviews with local farmers, and documentation. The results indicate that limited access to information, minimal technology-based training such as smart farming and drip irrigation, and low institutional support are the main inhibiting factors. From a Maqasid Sharia perspective, strengthening the Kutalimbaru agricultural sector through agricultural technology supports the preservation of life (hifz al-nafs), protection of property (hifz al-mal), and environmental preservation (hifz al-bi'ah). The research conclusion emphasizes the importance of collaboration between the government, extension workers, and religious institutions in increasing agricultural technology literacy based on Islamic values to achieve productive, sustainable, and competitive agriculture. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-08-04 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/968 10.32678/ijei.v16i2.968 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 2 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/968/179 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/134 2021-11-12T07:52:13Z ijei:CVRvol9no1

Cover IJEI Vol 9 No 1 Cover, Cover Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-05-14 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/134 10.32678/ijei.v9i1.134 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 1 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/134/80 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/268 2022-02-14T09:11:02Z ijei:ART

Determinant of Sharia Stock price Evidence Sharia Stock Price in Indonesia and Malaysia Aruni Mafaza, Syofi Rukminastiti Masrifah, Atika Risana Putri, Eka Rosdiana Zein, Anisa Fundamental; Sharia Stock; Risk; Companies In attendance of sharia capital market shows that the improvement and development. It is can be considered from the majority moslems on investment. Then, the author attracted to compare the sharia stock price in both country. To determine the sharia stock price in Indonesia and Malaysia, it is caused by external factors and internal factors. The author attracted to analyze the determinant of stock price in both countries,the variables and systematic risk, that is EPS, BVPS, Dividend, and Beta. The researcher used panel regression in analyze nine companies in Indonesia and Malaysia. The result from this study shows that the fundamental factors which consist of EPS, BVPS, dividend, and beta have not significant impact on the sharia stock price in Indonesia although in Malaysia. They are many reason to explain the result of study. First reason, we used sharia stock in Indonesia which represented by JII and Malaysia which represented by FBHSM where both of capital market are sharia which the companies did not see on profit to determinant sharia stock price.  Second reason, it is totally different, when we do the research in sharia stock and if we considered from muslims insvestors perspective we conclude that the muslims investor more to prioritize the religious aspect than the other aspect. The different about sharia and conventional capital market are in screening method to determine the stock and sharia stock. Third reason, It is caused by the other factors from external Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-02-14 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/268 10.32678/ijei.v12i2.268 Islamiconomic : Jurnal Ekonomi Islam; Vol 12, No 2 (2021) 2541-4127 2085-3696 10.32678/ijei.v12i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/268/118 Copyright (c) 2021 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/8 2021-07-02T09:45:58Z ijei:ART

PENYEBAB KEMISKINAN DAN CARA MENANGGULANGINYA ITANG, ITANG Kemiskinan merupakan masalah klasik yang mesti dicari penyebab dan penanggulangannya. Diantara penyebabnya ada beberapa faktor yaitu faktor individual, faktor keluarga, faktor sub-budaya (subcultural), faktor agensi, dan faktor struktural dan berdampak pada pengangguran, kriminalitas, kesehatan, putus sekolah dan buruknya generasi penerus. Sedangkan cara menanggulanginya yang dilakukan pemerintah dengan berbagai cara, yaitu dengan program PNPM Mandiri dengan pemenuhan atas sandang dan pangan, penyediaan perumahan layak huni, jaminan kesehatan dan pendidikan Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2013-04-13 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/8 10.32678/ijei.v4i1.8 Islamiconomic : Jurnal Ekonomi Islam; Vol 4, No 1 (2013) 2541-4127 2085-3696 10.32678/ijei.v4i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/8/9 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/661 2025-09-10T08:19:37Z ijei:ART

Assessing Financial Performance's Influence on Financing Risk in Indonesia's Islamic Commercial Banks Efendamara, Peppy Ayu Sudarsono, Heri Perdana, Andika Ridha Ayu Non Performing Financing; Islamic Commercial Bank; ROA; FDR; BOPO This research aims to determine the long- and short-term relationships between the Return on Asset (ROA), Financing to Deposit Ratio (FDR), Operational Costs to Operational Income (BOPO), Industrial Production Index (IPI), and inflation on financing risk or Non Performing Financing (NPF) at Sharia Commercial Banks in Indonesia. This study uses secondary data obtained from publications by the Financial Services Authority and the Central Statistics Agency for the period January 2015 to June 2023. The the Auto-Regressive Distributed Lag (ARDL) method was used with the help of Eviews 12.0. The results show that in the long term, the ROA variable has a negative and significant effect on NPF. The FDR and BOPO variables have a positive and significant effect on NPF. However, Inflation and IPI variables have no long-term effect on NPF. In the short term, ROA and BOPO influence NPF. Meanwhile, the FDR, Inflation and IPI variables had no influence on NPF in the short term. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/661 10.32678/ijei.v15i2.661 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 2 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/661/151 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/42 2021-07-02T09:50:09Z ijei:ART

PARADIGMA PEMBANGUNAN EKONOMI; SATU ANALISIS TINJAUAN ULANG DARI PERSPEKTIF EKONOMI ISLAM SYAMSURI, SYAMSURI Pembangunan ekonomi; khilafah; ‘adalah dan tazkiyah Abstract. Paradigm of Economic Development; Perspective of Islamic Economics Analysis. The capitalist economic system has failed because the rich exploiting the poor and a socialist economic system justifies the poor seize property of the rich. This problem becomes an important issue for the Muslim economists. Paradigm both the liberal system is exploitative, unfair and treats people not as people. Not pay attention to moral values and akhlaqs, a dichotomy between religion and economics, make man a slave of development and not development for human. This paper is a reflection phenomenon of damage to the environment, social inequality and poverty not been abated. So the liberal economic theories and concepts need to be reviewed by presenting a new economic development concept that comes from revelation that is the Quran and hadith. Finally, from the discussion can be concluded that economic development can not be achieved except with implementing Islamic guidance in everything. And the nature of development must necessarily multi-dimensional, included the gratification of physical and ruh. Economic development must also be able to create a balance between individual interests and the interests of society, kindness balanced and consistent according the rules of Islam. Measure of the success of development if the concept of caliphate, ‘adalah, and tazkiyah can meet all basic needs of every human being and nature conservation around for the long term future generations.Abstrak. Paradigma Pembangunan Ekonomi; Satu Analisis Tinjauan Ulang Dari Perspektif Ekonomi Islam. Kegagalan sistem ekonomi kapitalis yang membenarkan orang kaya mengeksploitasi orang miskin, dan sistem sosialis membenarkan orang miskin merampas harta orang kaya menjadi satu isu penting bagi para ekonom muslim. Paradigma kedua sistem liberal tersebut bersifat eksploitatif dan tidak fair serta memperlakukan manusia bukan sebagai manusia. Mengesampingkan nilai moral dan akhlak, memisahkan antara agama dengan ekonomi, dan menjadikan manusia hamba pembangunan, bukan pembangunan untuk manusia. Makalah ini merupakan satu refleksi fenomena dari kerusakan alam, ketimpangan sosial, kemiskinan yang tidak berkunjung reda. Sehingga teori dan konsep ekonomi liberal perlu ditinjau ulang dengan menyajikan satu konsep pembangunan ekonomi baru yang bersumber dari wahyu yaitu al-Quran maupun hadith. Akhirnya dari pembahasan dapat disimpulkan bahwa pembangunan ekonomi tidak akan dapat dicapai melainkan dengan menjalankan ajaran Islam secara kaffah, dan sifat pembangunan mestilah multi dimensi yang merangkumi pemuasan secara fisik maupun ruh. Termasuk pembangunan ekonomi juga mesti dapat menciptakan keseimbangan antara kepentingan individu dan kepentingan masyarakat, kebaikan yang seimbang dan konsisten sesuai kaedah-kaedah agama Islam. Tolak ukur keberhasilan pembangunan ini apabila tuntutan khilafah, ‘adalah dan tazkiyah dapat memenuhi seluruh keperluan dasar setiap insan dan pelestarian alam sekitar untuk jangka panjang generasi selanjutnya. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-10-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/42 10.32678/ijei.v7i2.42 Islamiconomic : Jurnal Ekonomi Islam; Vol 7, No 2 (2016) 2541-4127 2085-3696 10.32678/ijei.v7i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/42/43 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/876 2026-03-09T07:42:00Z ijei:ART

Estimation of Multivariate-GARCH Models to Stock Return an Islamic Banks in Indonesia and Malaysia Ibrahim, Zaini Anita, Anita Marfuah, Siti Fitriani, Nurul Investment Knowledge; Investor Behavior; Psychological Readiness; Religiosity This research aims to forecast Islamic banking stock returns and compare the stock performance of Islamic banks in Indonesia and Malaysia. This research uses the Generalized Autoregressive Conditional Heteroscedasticity (GARCH) method in estimating stock volatility with variance based on market models, known as the Conditional-Capital Pricing Asset Model (C-CAPM). The sample selection technique used a purposive sampling method, and a sample of three commercial Islamic shares in Indonesia and four shares of Bank Islam Malaysia were obtained. The research results prove that Islamic Commercial Bank shares on the Indonesian and Malaysian Stock Exchanges are efficient shares so they are recommended to own, with a ranking based on actual return calculations in Indonesia, namely: 37.7% (BRIS); 35.5% (PNBS); 5.70% (BTPS); and in Malaysia. as follows: 35.7% (KFH); 13.6% (AFIN); 1.70% (RAJHI); 1.0% (CIMB). The Welch F-test with the C-CAPM model proves no difference between the stock returns of Islamic banks in Indonesia and Malaysia. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/876 10.32678/ijei.v16i1.876 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/876/178 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/96 2021-11-12T07:52:23Z ijei:ART

KONSEP PENGELOLAAN KOPERASI PESANTREN UNTUK KESEJAHTERAAN EKONOMI MASYARAKAT: TELAAH SURAH AL-HASYR AYAT 7 Rijalul FIkri, Ahmad Lutfi Yasin, Muaidy Jupri, Akhmad Kata Kunci: Pengelolaan Koperasi; Pertumbuhan Ekonomi; Perkembangan Ekonomi; Kesejahteraan Ekonomi. Keywords: Cooperative Management; Economic growth; Economic development; Economic Welfare. Abstract. The Management of Islamic Boarding Schools Cooperative Concept for Community Economic Welfare: Study of Surah Al-Hasyr Verse: 7. Al-Qur'an with its verses becomes the economic foundation that has given the principles of life in relationships between man and his fellowmen. It contains rules and guidance for his loyalists to do good things and stay away from actions that are considered vandalism and tyranny. Therefore, Al-Qur’an which is foundation of the whole teachings of Islam is not just about the collection of rules and prohibitions, but provides assurance for the realization of economic prosperity of the community. In this article, the writer intends to reveal the clarity of the concept of pesantren cooperative management for the economic welfare of community in the perspective of sura al-Hashr verse 7. Al-Quran believes that economic welfare is not only the problem of economic distribution materially but also concerning non material and other fields. Therefore, to achieve growth and development materially and spiritually, Islamic Economics has characteristics in its growth, which is all-round, balanced, realistic, fair, responsible, sufficient and focusing on human beings in accordance with their right as khalifah on earth. These characteristics indicate that the goal of growth and economic development in Islam is the opportunity of all members of any community of race, religion and character to gain prosperity, so that everyone can experience the blessings and grace of Allah. Al-Qur'an demands all of its loyalists to carry out the whole teaching of Islam in all aspects of their life. The consequence of this concept is that economic welfare should be viewed as the embodiment of God's command to his servants. So that economic welfare is a continuous effort of mankind to do the best, both to God and fellow human beings based on the guidance of Al-Quran. Abstrak. Konsep Pengelolaan Koperasi Pesantren Untuk Kesejahteraan Ekonomi Masyarakat: Telaah Surah Al-Hasyr Ayat 7. Al-Quran dengan ayat-ayatnya menjadi landasan ekonomi yang telah memberikan prinsip-prinsip kehidupan dalam menjalin hubungan antara manusia dengan sesamanya. Di dalamnya berisi aturan dan sekaligus tuntutan agar pengikut-pengikutnya berbuat hal-hal yang baik dan menjauhi tindakan yang dianggap pengerusakan dan kedzaliman. Oleh karenanya Al-Quran yang menjadi landasan dari keseluruhan ajaran Islam tidak sekedar berisi tentang kumpulan peraturan dan larangan, tetapi memberikan jaminan untuk terwujudnya kesejahteraan ekonomi masyarakat. Pada artikel ini, penulis bermaksud mengungkap kejelasan konsep pengelolaan koperasi pesantren untuk kesejahteraan ekonomi masyarakat dalam perpektif surat al-Hasyr  ayat 7. Al-Quran memandang bahwa kesejahteraan ekonomi bukan semata-mata hanya permasalahan distribusi ekonomi secara materi semata-mata tetapi juga menyangkut unsur non materi dan bidang-bidang yang lainnya. Oleh karena itu, untuk mencapai pertumbuhan dan perkembangan secara material dan spiritual tersebut, Ekonomi Islam mempunyai karakteristik dalam pertumbuhannya, yaitu serba meliputi, berimbang, realistis, berkeadilan, tanggungjawab, mencukupi dan berfokus pada manusia sesuai dengan haknya sebagai khalifah di muka bumi. Karakteristik tersebut menunjukkan bahwa tujuan pertumbuhan dan pembangunan ekonomi dalam Islam adalah adanya kesempatan semua anggota masyarakat apapun ras, agama dan karakternya – untuk mendapatkan kesejahteraan, sehingga semua orang dapat merasakan nikmat dan karunia Allah Swt. Al-Quran menuntut para pengikutnya untuk menjalankan keseluruhan ajaran Islam dalam semua aspek kehidupannya. Konsekuensi dari konsep ini adalah kesejahteraan ekonomi harus dipandang sebagai perwujudan perintah Tuhan kepada hamba-hambanya. Sehingga kesejahteraan ekonomi  merupakan upaya terus menerus dari umat manusia untuk berbuat sebaik-baiknya, baik kepada Tuhan maupun kepada sesama manusia berdasarkan petunjuk Al-Quran Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/96 10.32678/ijei.v9i2.96 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 2 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/96/69 Copyright (c) 2018 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/273 2022-12-19T17:47:47Z ijei:ART

THE EFFECT OF HALAL AWARENESS AND FOOD INGREDIENTS ON CONSUMER INTERESTS OF CULINARY SEAFOOD BEACH TOURISM Najmudin, Najmudin Syihabudin, Syihabudin Fatoni, Ahmad Food Ingredients; Halal Awareness; Purchase Interest. This study aims to determine (1). The effect of halal awareness on consumer buying interest in coastal tourism seafood culinary SMEs. (2). The influence of foodstuffs on consumer buying interest in coastal tourism seafood culinary SMEs. And (3). The influence of halal awareness and foodstuffs on consumer buying interest in coastal tourism seafood culinary SMEs. The object of this research is the culinary consumers of Seafood Kedaikita in Gope beach. The research method used is a quantitative method. The data collection method used a questionnaire. Data were analyzed using multiple linear regression method. The results of this study indicate that (1). Halal awareness affects the buying interest of consumers of beach tourism culinary SMEs. Shown by the value of t is greater than t table (6,851 1. 668) and the significance value is smaller than the alpha value (0.000 0.05) (2). Foodstuffs affect consumer buying interest in coastal tourism culinary SMEs. Shown by the value of t count greater than t table (5.784 1.668) and the significance value is smaller than the alpha value (0.000 0.05). (3). Halal awareness and food ingredients have a positive and significant effect on the purchase interest of consumers of coastal tourism culinary SMEs. Shown by the value of F count greater than F table (32,930 3.12) and the significance value is smaller than the alpha value (0.000 0.05) 0.05). (3). Halal awareness and food ingredients have a positive and significant effect on the purchase interest of consumers of coastal tourism culinary SMEs. Shown by the value of F count greater than F table (32,930 3.12) and the significance value is smaller than the alpha value (0.000 0.05) 0.05). (3). Halal awareness and foodstuffs have a positive and significant effect on the purchase interest of consumers of coastal tourism culinary SMEs. Shown by the value of F count greater than F table (32,930 3.12) and the significance value is smaller than the alpha value (0.000 0.05) Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2021-07-12 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/273 10.32678/ijei.v12i1.273 Islamiconomic : Jurnal Ekonomi Islam; Vol 12, No 1 (2021) 2541-4127 2085-3696 10.32678/ijei.v12i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/273/108 Copyright (c) 2021 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/132 2019-02-10T09:34:36Z ijei:CVRvol9no2

oai:ojs.journal.islamiconomic.or.id:article/559 2025-03-23T14:09:35Z ijei:ART

Evaluation of Financial Technology's Performance in Islamic Banking across Indonesia, Malaysia, and Brunei Darussalam Rahmi, Asri Noer Palupi, Ade Siska Pratiwi, Silvia Annisa Buys, Witrie Financial Technology; ROA; FDR;DER; BOPO This research aims to analyze the effect of financial technology on financial performance in Islamic banking Indonesia, Malaysia and Brunei. The measurement method used in this research the percentage of income derived from the financial technology in the financial statements presented in Islamic banking registered with the Financial Services Authority (OJK). The data used is secondary data obtained from the annual financial statements. population in this research Islamic banking in Indonesia period 2016-2020. The sampling method in this research using purposive sampling method. The number of samples obtained is 129 samples. The data analysis used is the classical assumption test and multiple linear regression analysis. The method analysis data using SPSS version 25. The results of the analysis that has been carried out in this research, it shows that FDR, DER, BOPO, Inflation and Islamic Banking have a significant effect on financial technology in Islamic banking. Meanwhile, financial performance represented by ROA has a significant negative effect on financial technology. Where the increasing income generated by Islamic banking does not necessarily mean that the bank will improve the quality of its financial technology. All variable contribution to the development of financial technology in Islamic banking in Indonesia, Malaysia and Brunei. This shows that the realization that had carried out describes the situation and the condition of the financial performance of Islamic banking on the financial technology. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/559 10.32678/ijei.v14i2.559 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 2 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/559/161 Copyright (c) 2023 Authors

oai:ojs.journal.islamiconomic.or.id:article/33 2021-07-02T09:49:40Z ijei:ART

DIGITALISASI EKONOMI SYARIAH ANSORI, AAN Digitalisasi; Syariah Abstract. Digitalization of Islamic Economics. Digitizing sharia economy can be expanded in various economic aspects of both microeconomics and macroeconomics. Now, the role of digital is very unusual, almost all economies using information and communication technologies or digitalisation, both in packaging products or in marketing the product, making it easier and quicker distribution of information used to make economic growth more quickly and there is no limit to the support digital technology and information technology. Information technology has penetrated keindividu (personal) can support the digitization era of information and communication in the conventional economy and sharia economy, the technology is now in the palm of your hand gadgets such as mobile applications that can be downloaded and installed with features easily understood by the user. Similarly, in the world of banking, Islamic banking in conducting its activities in cooperation with information technology to establish Islamic banking information system by creating a special application (app) that can simplify all the processes of ownership in the existing transaction. Establishment of the digital society as a result of the accelerated by the development and application of information and communication technology is very intensive in all fields of economy, marketing, finance, services, education and so forth. Thus, digitization is formed to allow users in the transaction, so that the economy increased.Abstrak. Digitalisasi Ekonomi Syariah. Digitalisasi ekonomi syariah dapat merambah dalam berbagai aspek ekonomi baik ekonomi mikro maupun ekonomi makro. Sekarang ini peran digital sangat luar biasa, hampir semua perekonomian menggunakan teknologi informasi dan komunikasi atau digitalisasi, baik dalam mengemas produk ataupun dalam memasarkan produk, sehingga lebih  mudah dan  lebih cepat dalam distribusi informasi yang digunakan untuk membuat pertumbuhan ekonomi semakin cepat dan tiada batas dengan dukungan teknologi digital dan teknologi informasi. Teknologi informasi yang sudah merambah keindividu (personal) dapat mendukung era digitalisasi informasi dan komunikasi pada ekonomi konvensional maupun ekonomi syariah, teknologi tersebut sekarang sudah dalam genggaman tangan pengguna gadget seperti aplikasi mobile yang dapat diunduh dan dipasang dengan fitur mudah dimengerti oleh user. Demikian pula di dunia perbankan, dalam melakukan kegiatannya perbankan syariah bekerja sama dengan bidang teknologi informasi untuk membangun sistem informasi perbankan syariah dengan membuat aplikasi khusus (app) yang dapat mempermudah semua proses-proses transaksi yang ada diperbankan. Terbentuknya masyarakat digital akibat dari tersebut dipacu oleh perkembangan dan penerapan teknologi informasi dan komunikasi yang sangat intensif di semua bidang baik ekonomi, pemasaran, keuangan, jasa, pendidikan dan sebagainya. Maka, digitalisasi terbentuk untuk memudahkan pengguna dalam melakukan transaksi, sehingga perekonomian meningkat. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-03-11 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/33 10.32678/ijei.v7i1.33 Islamiconomic : Jurnal Ekonomi Islam; Vol 7, No 1 (2016) 2541-4127 2085-3696 10.32678/ijei.v7i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/33/34 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/76 2021-07-02T09:45:08Z ijei:ART

PENGARUH INFLASI DAN NILAI TUKAR TERHADAP INDEKS SAHAM SYARIAH INDONESIA Setyani, Octavia Inflasi; Nilai Tukar; Indeks Saham Syariah Indonesia Indeks Saham Syariah Indonesia (ISSI) merupakan indeks saham yang mencerminkan keseluruhan saham syariah yang tercatat di Bursa Efek Indonesia dan terdaftar dalam Daftar Efek Syariah. Dilihat dari pergerakan ISSI yang mengalami perkembangan signifikan tentu hal tersebut dipengaruhi oleh beberapa variabel makroekonomi dan moneter, seperti inflasi, jumlah uang beredar, nilai tukar, dan lain-lain.Penelitian ini bertujuan 1) Untuk mengetahui pengaruh secara parsial antara inflasi dan nilai tukar terhadap Indeks Saham Syariah Indonesia, 2) Untuk mengetahui pengaruh secara simultan antara inflasi dan nilai tukar terhadap Indeks Saham Syariah Indonesia, 3) Untuk mengetahui besarnya pengaruh antara inflasi dan nilai tukar terhadap Indeks Saham Syariah Indonesia. Penelitian ini menggunakan metode analisis deskriptif, uji asumsi klasik, analisis regresi berganda, uji F, uji t, koefisien korelasi, dan koefisien determinasi dengan bantuan program SPSS.Berdasarkan hasil pengujian menunjukkan bahwa variabel inflasi secara parsial tidak berpengaruh signifikan terhadap Indeks Saham Syariah Indonesia. Hal ini dapat dilihat dari nilai t hitung pada variabel inflasi lebih kecil dari t tabel, yaitu (-1,0972,002), serta nilai signifikansi yang lebih besar dari 0,05, yaitu (0,2770,05). Dan variabel nilai tukar secara parsial tidak berpengaruh signifikan terhadap Indeks Saham Syariah Indonesia. Hal ini dapat dilihat dari nilai t hitung pada variabel nilai tukar lebih kecil dari t tabel, yaitu (-1,4932,002), serta nilai signifikansi yang lebih besar dari 0,05, yaitu (0,1410,05). Sedangkan variabel inflasi dan nilai tukar secara simultan tidak berpengaruh signifikan terhadap Indeks Saham Syariah Indonesia. Hal ini dapat dilihat dari nilai F hitung lebih kecil dari F tabel, yaitu (1,9343,16), serta nilai signifikansi yang lebih besar dari 0,05, yaitu (0,1540,05). Adapun hasil perhitungan koefisien determinasi (R2) adalah sebesar 0,064. Hal ini berarti variabel inflasi dan nilai tukar dapat menjelaskan pengaruhnya terhadap Indeks Saham Syariah Indonesia sebesar 6,4% sedangkan sisanya 93,6% dijelaskan oleh variabel lain diluar penelitian Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-01-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/76 10.32678/ijei.v8i2.76 Islamiconomic : Jurnal Ekonomi Islam; Vol 8, No 2 (2017) 2541-4127 2085-3696 10.32678/ijei.v8i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/76/58 Copyright (c) 2017 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/191 2020-12-25T08:26:16Z ijei:ART

RELEVANSI FATWA DSN-MUI PADA PRAKTIK AKAD IJARAH PEMBIAYAAN MULTIJASA Kasanah, Nurul Mustaqim, Muhamad Akad ijarah, pembiayaan multijasa, fatwa DSN-MUI Tulisan ini bertujuan menganalisis tentang relevansi praktik akad ijarah pada pembiayaan multijasa yang terjadi di PT. BPRS Gala Mitra Abadi Grobogan apakah sudah sesuai dengan Fatwa DSN-MUI No. 44/DSN-MUI/VII/2004 tentang pembiayaan multijasa dan tentang cara penentuan ujrahnya. Jenis penelitian ini adalah penelitian lapangan dengan menggunakan pendekatan kualitatif. Data diperoleh dengan menggunakan metode wawancara, dokumentasi dan observasi, kemudian dianalisis menggunakan metode analisis deskriptif. Hasil penelitian ini menunjukkan bahwa: Pertama, praktik akad ijarah pada pembiayaan multijasa yang diterapkan oleh PT. BPRS Gala Mitra Abadi Grobogan kurang sesuai dengan Fatwa DSN-MUI No. 44/DSN-MUI/VII/2004 tentang pembiayaan multijasa dikarenakan pihak PT. BPRS Gala Mitra Abadi Grobogan memberikan dana/uangnya langsung kepada nasabah. Kedua, penetapan ujrah pada pembiayaan multijasa ini sudah ditentukan oleh pihak PT. BPRS Gala Mitra Abadi Grobogan berdasarkan lamanya jangka waktu yang diambil oleh nasabah dalam membayar angsurannya. Namun, ujrah ini juga bersifat fleksibel yakni ketika nasabah mampu mengembalikan pinjaman lebih cepat daripada waktu yang ditentukan maka akan mendapatkan diskon (pengurangan) ujrah. Penelitian ini membuktikan bahwa tidak semua lembaga keuangan syariah menjalankan fatwa DSN-MUI. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2020-10-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/191 10.32678/ijei.v11i1.191 Islamiconomic : Jurnal Ekonomi Islam; Vol 11, No 1 (2020) 2541-4127 2085-3696 10.32678/ijei.v11i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/191/100 Copyright (c) 2020 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/423 2023-06-30T18:40:24Z ijei:ART

Sales and Marketing Strategies in The Marketplace by Businesses in Solo Raya Ma'ruf, Aminudin Maidina Fadila, Putri Liski Aulia, Sausan Sales, Marketing, Marketplace, Business Actors, Online Business Every human being buys and sells to meet their needs and desires, technological developments make it easy for everyone to do various jobs, especially in buying and selling activities. This study aims to examine the strategies used by business owners at Shopee to increase their sales and marketing. This study adopts qualitative research methods with data collection techniques used are interviews with several business actors at Shopee by asking questions through Google Forms. The results of this study are sales and marketing strategies carried out by business owners to encourage business growth, namely improving product quality, using advertisements, introducing products in detail to consumers, and maintaining service performance. In this study, several factors were found to support business actors selling on Shopee, namely a wide range, easy access, and a free shipping and payment system on the spot. The results of this research can be put forward by research implications that may be useful in the future by business actors at Shopee. This paper humbly attempted to be used as an additional reference for further studies with similar topics, namely sales and marketing strategies in the Shopee marketplace. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/423 10.32678/ijei.v14i1.423 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 1 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/423/133 Copyright (c) 2023 Aminudin Ma’ruf, Putri Maidina Fadila, Sausan Liski Aulia

oai:ojs.journal.islamiconomic.or.id:article/22 2021-07-02T09:47:44Z ijei:ART

DASAR HUKUM EKONOMI ISLAM ITANG, ITANG hukum; ekonomi; Islam Ekonomi Islam terbangun dari dasar hukum Naqli dan Aqli. Dalil Naqli adalah dalil yang di ambil dari  Al-qur’an atau hadits Nabi Muhammad SAW. Dalil Naqli bisa diartikan juga seperti tanda bukti atau petunjuk dari teks ayat Al-Qur'an, yang tertera dalam mushaf al-Qur’an atau Hadis mutawatir, yang tertera didalam kitab-kitab hadis, lalu diambil dan disalin dari tulisan yang telah baku. Dalil tersebut kebenarannya merupakan kebenaran yang haqiqi/mutlak. Sedang dalil Aqli adalah dalil yang bisa di nalar oleh akal. Dalil aqli bisa diartikan juga seperti petunjuk dan pertimbangan akal fikiran yang sehat dan obyektif, tidak dipengaruhi oleh keinginan, ambisi atau kebencian dari emosi. Tegasnya dalil aqli adalah penerimaan akal secara murni dan bebas, kebenarannya merupakan nisbi (relatif), karena merupakan prodak manusia. Adapun bentuk dalil aqli berupa Ijtihad: ijma dan qiyas. Dari dua dasar hukum tersebut, bahwa prinsip prinsip ekonomi Islam tidak boleh menyimpang dari al-Qur'an dan al-Hadits. Sedang dalam pengembangan pemikiran ekonomi Islam tidak lepas dari dasar hukum aqli berupa Ijti Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2014-04-11 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/22 10.32678/ijei.v5i2.22 Islamiconomic : Jurnal Ekonomi Islam; Vol 5, No 2 (2014) 2541-4127 2085-3696 10.32678/ijei.v5i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/22/23 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/825 2026-03-09T07:42:00Z ijei:ART

Systematic Literature Review (SLR): Optimizing the Potential of Sharia Tourism in Indonesia to Improve Competitiveness and Local Economic Prosperity Pasaribu, Yogi Oriena Nawawi, Zuhrinal M Syahriza, Rahmi Competitiveness; Economic Welfare; Optimization; Sharia Tourism. Sharia tourism is one of the sectors that has great potential in supporting economic growth and the welfare of local communities in Indonesia. Considering that Indonesia is the country with the largest Muslim majority population in the world, optimizing the potential of sharia tourism can be an important strategy to attract domestic and international tourists who are looking for a tourism experience that is in accordance with Islamic principles. This study aims to identify various challenges and solutions needed in optimizing the potential of sharia tourism in Indonesia through the Systematic Literature Review (SLR) approach. This study is based on 13 research journals published between 2018 and 2023. The results of the analysis show that low competitiveness, lack of infrastructure, and limited understanding of the concept of sharia tourism are the main obstacles in the development of this sector. The proposed solutions include the development of supporting infrastructure, education of industry players about sharia principles, innovation in halal tourism products, and synergy between the government, industry players, and local communities. Optimizing sharia tourism in Indonesia is expected to improve local economic welfare by creating jobs and encouraging the growth of sharia-based MSMEs. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/825 10.32678/ijei.v16i1.825 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/825/163 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/125 2019-12-31T05:50:26Z ijei:ART

Strategi Pengembangan Wakaf Produktif untuk Kesejahteraan Umat Utami, Anisa Fitria Wakaf Produktif; Nadzir Yayasan UNISMA;Kesejahteraan Umat Abstract. The Strategy Of Productive Waqf Management For General Welfare (Case Study On Nadzir Of Malang Islamic University Foundation). The purpose of this research is to find out the strategy of productive waqf management for general welfare that conducted by The Nadzir of Universitas Islam Malang Foundation. Malang City still has a quite high poverty rate that is 4,6%. Waqf is an instrumen in islamic economy that can solve poverty beside zakat. The development of waqf in Malang City is increased every year plus there are many waqf asset that spreaded in all sub-district in Malang City. The Nadzir of Universitas Islam Malang Foundation that domiciled in Malang City was given funds by Kementrian Agama with waqf fund agreement. The purpose of that waqf fund is as the example on productive waqf management. The Nadzir of Universitas Islam Malang Foundation has succeed in developing eleven VIP Rooms in UNISMA Hospital. 70% from the outcomes of that management, are used to development and management of the VIP Rooms and used to develop a minimarket that spreaded in several regions. 20% from the outcomes of productive waqf management was channeled to the 40 mauquf alaih periodically. Abstrak. Strategi Pengelolaan Wakaf Produktif untuk Kesejahteraan Umat (Studi Kasus di Nadzir Yayasan Universitas Islam Malang). Penelitian ini bertujuan untuk mengetahui strategi pengelolaan wakaf produktif untuk kesejahteraan umat yang dilakukan oleh Nadzir Yayasan Universitas Islam Malang. Kota Malang masih memiliki tingkat kemiskinan yang cukup tinggi yaitu sebesar 4,6 %. Wakaf merupakan salah satu instrumen dalam ekonomi islam yang mampu mengatasi kemiskinan selain zakat. Perkembangan wakaf di Kota Malang semakin meningkat tiap tahunnya ditambah banyak aset wakaf yang tersebar di seluruh kecamatan di Kota Malang. Nadzir Yayasan Universitas Islam Malang yang berkedudukan di Kota Malang diberi dana oleh Kementrian Agama dengan akad dana wakaf. Tujuan dari dana wakaf tersebut adalah sebagai percontohan dalam pengelolaan wakaf secara produktif. Nadzir Yayasan Universitas Islam Malang telah berhasil membangun Ruang VIP di Rumah Sakit UNISMA sebanyak 11 kamar, 70% dari hasil pengelolaan tersebut digunakan untuk pengembangan dan pengelolaan Ruang VIP serta digunakan untuk membangun minimarket yang tersebar di beberapa daerah. 20% hasil pengelolaan wakaf produktif disalurkan kepada sekitar 40 mauquf alaih secara periodik. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2019-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/125 10.32678/ijei.v10i2.125 Islamiconomic : Jurnal Ekonomi Islam; Vol 10, No 2 (2019) 2541-4127 2085-3696 10.37035/ijei.v10i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/125/89 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/989 2026-04-10T16:58:59Z ijei:ART

Implementation of Sharia Financial Products for MSMEs in Medan: Perspectives of Entrepreneurs and Financial Institutions Abdi, Yudistira Chandra, Andriana Alnazhira Rokan, Mustafa Kamal Sani, Imaduddin Islamic finance; Financial Literacy; Product Innovation; Financial inclusion This study examines the role of sharia financial products in supporting MSMEs in Medan, the challenges encountered, and potential solutions for optimization. Using a qualitative case study with 12 informants, data were gathered through in-depth interviews, field observations, and document analysis. The findings show that MSMEs’ understanding and acceptance of sharia financial products remain limited due to low literacy and a preference for conventional finance. Key challenges include complex procedures, restricted access, weak product innovation, and insufficient regulatory support at the local level. To address these barriers, the study proposes strengthening financial literacy education, developing innovative products tailored to micro-enterprises, enhancing digital infrastructure, and encouraging collaboration among government, financial institutions, and business communities. The novelty of this research lies in its dual perspective, integrating insights from both MSME actors and Islamic financial institutions, which is rarely examined in prior studies. This dual lens provides a more holistic understanding of the interaction between demand and supply in sharia finance. The study contributes to the Islamic economics literature by presenting the unique case of Medan, while offering policy implications that emphasize localized literacy strategies, regulatory reforms, and innovation to achieve inclusive and competitive sharia finance aligned with maqasid al-shariah. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-09-04 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/989 10.32678/ijei.v16i2.989 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 2 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i2 en Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/115 2021-07-02T09:51:37Z ijei:ART

Praktek Pengembangan Bagi Hasil Peternakan Sapi Masyarakat Kecamatan Barebbo Kabupaten Bone Sulawesi Selatan Marzuki, Sitti Nikmah Bagi Hasil, Peternakan Abstrak. Praktek Pengembangan Bagi Hasil Peternakan Sapi Masyarakat Kecamatan Barebbo Kabupaten Bone Sulawesi Selatan. Praktik bagi hasil peternakan masyarakat masih sering terjadi permasalahan yang muncul karena sistem bagi hasil yang tidak jelas, seperti halnya jika terjadi peristiwa force majeur  pada saat perjanjian bagi hasil. Misalnya terjadi kematian terhadap anak sapi dari hasil peternakan sapi atau induknya sapi yang mengalami kematian. Penelitian ini mengungkap dan menganalisis praktek bagi hasil dan pendapatan masyarakat peternak sapi.  Penelitian ini menggunakan teknik pengumpulan data melalui observasi dan wawancara dengan analisis deskriptif kualitatif. Praktek pengembangan bagi hasil peternakan sapi di Kecamatan barebbo Sistem peternakan sapi di Kecamatan Barebbo pada umumnya menggunakan tiga sistem yaitu  teknik pemeliharaan ekstensif, teknik pemeliharaan intensif dan teknik pemeliharaan semiintensif dengan pendapatan peternak rata 2.000.000 – Rp. 5.000.000 setiap satu ekor sapi tergantung dari kondisi sapi dan teknik bagi hasil yang disepakati. Jika peternak melakukan kerjasama ternak sapi 2 sapi maka peternak akan memiliki keuntungan yang lebih besar. Sistem bagi hasil didasarkan pada  yang dilakukan  Sistem bagi hasil yang diterapkan berdasarkan pendapatan, bagi hasil berdasarkan laba kotor dan bagi hasil berdasarkan laba bersih. Sistem bagi hasil yang paling dominan digunakan oleh masyarakat peternak sapi di Kecamatan Barebbo adalah bagi hasil berdasarkan laba kotor.  Sistem ini dipandang lebih adil dan memberikan mashlahah kepada kedua belah pihak. Sistem ini dapat meningkatkan ekonomi masyarakat peternak di Kecamatan Barebbo Kabupaten Bone.  Universitas Islam Negeri Sultan Maulana Hasanuddin Banten IAIN Bone 2019-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/115 10.32678/ijei.v10i1.115 Islamiconomic : Jurnal Ekonomi Islam; Vol 10, No 1 (2019) 2541-4127 2085-3696 10.32678/ijei.v10i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/115/85 https://www.journal.islamiconomic.or.id/index.php/ijei/article/downloadSuppFile/115/5 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/362 2023-06-12T23:45:38Z ijei:ART

The Interest to Buy Home Industry Products of the Baduy Tribe: the Effectiveness of Sharia Marketing Mix and Religiosity Najmudin, Najmudin Syihabudin, Syihabudin Ma'zumi, Ma'zumi Sujai, Sujai Sujanah, Nanah Marketing Mix; Buying Interest; Religiosity This study aims to analyze (1) the effect  of sharia marketing mix on the interest in buying Baduy ethnic home industry products, (2) the influence of religiosity on the interest in buying the Baduy ethnic home industry products, and (3) the influence of the sharia marketing mix and religiosity on the interest in buying home industry products. Baduy tribe. The object of this research is the home industry product of the Baduy Tribe. Respondents who became the research population were visitors to the Baduy Tribe settlement and prioritized consumers who had bought Baduy Tribe home industry products. The sample taken in this study amounted to 85 respondents. The research method used is a quantitative method with data collection methods in the form of a questionnaire. Data were analyzed using a multiple linear regression test. The results of this study indicate that (1) the Islamic marketing mix has a significant positive effect on the interest in buying Baduy ethnic home industry products, (2) religiosity has a significant positive effect on the interest in buying Baduy home industry products. (3) Islamic marketing mix and religiosity have a significant positive effect on the interest in buying Baduy ethnic home industry products, with a total contribution 29.8 percent influence, while the remaining 70.02 are influenced by other variables not examined in this research. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/362 10.32678/ijei.v13i1.362 Islamiconomic : Jurnal Ekonomi Islam; Vol 13, No 1 (2022) 2541-4127 2085-3696 10.32678/ijei.v13i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/362/123 Copyright (c) 2022 Islamiconomic: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/13 2021-07-02T09:46:41Z ijei:ART

ENTREPRENEURIAL QUOTIENT (ENTRE-Q): KECERDASAN WIRAUSAHA Peristiwo, Hadi Seorang wirausahawan yang memiliki kecerdasan yang optimal akan memiliki peluang untuk mencapai kesuksesan. Dalam hal ini terdapat perbedaan antara kecerdasan emosional dan kecerdasan intelektual. Daniel Goleman mengungkapkan bahwa kecerdasan intelektual yang dimiliki oleh sesorang merupakan bakat turunan yang tidak dapat untuk diubah, serta merupakan ciri bawaan seseorang sejak lahir. Sedangkan yang dimaksud dengan kecerdasan emosional adalah jembatan (gate) antara apa yang seseorang tersebut ketahui dengan apa yang seseorang tersebut lakukan.Emosi bisnis bagi seorang wirausahawan sangat penting, dalam hal ini emosi yang bersifat positif. Emosi dapat memacu seseorang untuk melakukan proses kreatifitas dan inovasi. Emosi yang utama dalam kesuksesan wirausaha adalah antusiasme. Bisnis tanpa disertai dengan emosi seolah tidak memiliki gairah. Hal tersebut yang membuat individu tidak memiliki nyali serta keberanian untuk melakukan kegiatan berwirausaha, apalagi bersaing dengan wirausahawan lain yang sama-sama menjual produk yang sejenis. Mereka yang bisa eksis dan bertahan dalam melakukan usaha bisnis adalah mereka yang menang dalam persaingan.Jiwa kreatif merupakan kunci utama dalam menggapai sebuah kesuksesan. Ketika seseorang memiliki jiwa kreatif, maka tentu akan terus berkarya. Kreatifitas dari wirausahawan sangat dibutuhkan dalam dunia usaha karena semakin meningkatnya persaingan dari berbagai lingkungan bisnis.Setiap orang harus berani memulai atau mengembangkan bisnisnya sendiri. Hal inilah yang disebut dengan kecerdasan wirausaha atau entrepreneurial quotient (Entre-Q).Sebagian besar wirausaha yang memiliki Entre-Q selalu mengedepankan semangat dan kecerdasan setiap menghadapi tantangan, hal ini biasanya dibangun melalui pemikiran-pemikiran dari wirausahawan tersebut Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2013-04-22 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/13 10.32678/ijei.v4i2.13 Islamiconomic : Jurnal Ekonomi Islam; Vol 4, No 2 (2013) 2541-4127 2085-3696 10.32678/ijei.v4i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/13/17 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/740 2025-03-23T13:41:52Z ijei:ART

Analysis of Halal Supply Chain Policy and Its Impact on Sharia Business and Economic Growth Peristiwo, Hadi Firdaus, Farhan Haryati, Sri Halal Supply Chain; Business; Sharia Economy As the global Muslim population grows, the demand for halal goods and services is rising, necessitating a comprehensive strengthening of the halal value chain. This effort is crucial for enhancing the potential of Sharia-compliant businesses and the broader Islamic economy. This study seeks to evaluate the performance of key strategic entities involved in halal supply chain policies and to determine the significant impact of these policies on Sharia business and economic growth. Employing a literature review method, this research systematically searched published articles from 2010 to 2022 across databases such as Sage, Elsevier Science, and Taylor Francis. Keywords used included "halal supply chain," "Sharia business," and "Islamic economy." The findings reveal that the effectiveness of halal supply chain policies, including their formulation and implementation, plays a critical role in safeguarding the integrity and robustness of the halal supply chain, thereby significantly influencing the development of Sharia-compliant businesses and economic growth. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/740 10.32678/ijei.v15i1.740 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 1 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/740/152 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/872 2026-03-09T07:42:00Z ijei:ART

Fostering Social Cohesion: The Impact of Citizen Participation in Pakistan Nadir, Muhammad Bashir, Saima Civic Engagement; Social Cohesion; Policy Implementation; Grassroots Participation; Inclusive Development Social cohesion is a critical element in ensuring political stability, inclusive development, and sustainable governance in diverse societies. This study examines the relationship between civic participation and social cohesion in Pakistan, with particular emphasis on the role of participatory governance, community engagement, and policy frameworks in promoting inclusive development. Using a qualitative analytical approach, the study draws on academic literature, government policies, and civil society initiatives to evaluate how citizen participation strengthens social bonds, collective identity, and trust among diverse social groups. The findings suggest that civic engagement initiatives—including youth participation programs, community development projects, and interfaith dialogue platforms—play an important role in bridging ethnic, religious, and socio-economic divisions. However, challenges such as economic inequality, political instability, and limited policy implementation continue to hinder the effectiveness of these initiatives. Drawing on insights from Islamic economics, the study highlights the potential of Islamic social finance instruments, such as zakat, waqf, and sadaqah, to support community development and reduce socio-economic disparities. Furthermore, the principle of shura (consultative governance) provides a normative framework for strengthening participatory decision-making processes. The study concludes that combining participatory governance with Islamic economic principles can provide a culturally grounded approach to enhancing social cohesion and inclusive development in Pakistan. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/872 10.32678/ijei.v16i1.872 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/872/188 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/102 2021-11-12T07:52:23Z ijei:ART

EPISTEMOLOGI EKONOMI ISLAM DAN MAQASID SYARIAH DALAM KURIKULUM EKONOMI ISLAM DI PERGURUAN TINGGI Muliadi, Selamat Epistemology; Islamic economics; Curriculum Abstract. The Epistemology of Sharia Economy and Maqasid Sharia in Islamic Economics Curriculum in the Higher Education. The potencies and roles of Universities both Islamic Higher Education (PTA) and Public Higher Education (PTU) in providing human resources through Islamic economic and finance learning development that accommodates the competencies of industries demand. Islamic economic as discipline has foundation of epistemology. The main problem in the development of economic and Islamic finance in Indonesia is still the gap between the needs of industry and graduate from college. This study aims to analyze how epistemology and the development Islamic economic and curriculum structure of Islamic economics in universities that teach Islamic economic and what is effective approach to be applied so that graduates can meet the needs of financial industry Islamic economic. The method used in this study is a content analysis is used to explain the depth of the curriculum of Islamic economic in university. Based on the results of the study found that the difference was the presence of Islamic economic learning system in higher education so that graduates produced by universities that teach Islamic economic is still little that can meet the market needs of Islamic financial industry.  Abstrak. Epistemologi Ekonomi Islam dan Maqasid Syariah Dalam Kurikulum Ekonomi Islam di Perguruan Tinggi. Potensi dan peran Universitas baik Pendidikan Tinggi Islam (PTA) dan Pendidikan Tinggi Publik (PTU) dalam menyediakan sumber daya manusia melalui pengembangan pembelajaran ekonomi dan keuangan Islam yang mengakomodasi kompetensi permintaan industri. Ekonomi Islam sebagai disiplin memiliki fondasi epistemologi. Masalah utama dalam pengembangan ekonomi dan keuangan Islam di Indonesia masih kesenjangan antara kebutuhan industri dan lulusan dari perguruan tinggi. Penelitian ini bertujuan untuk menganalisis bagaimana epistemologi dan pengembangan ekonomi Islam dan struktur kurikulum ekonomi Islam di universitas yang mengajarkan ekonomi Islam dan apa pendekatan yang efektif untuk diterapkan sehingga lulusan dapat memenuhi kebutuhan industri keuangan ekonomi Islam. Metode yang digunakan dalam penelitian ini adalah analisis isi yang digunakan untuk menjelaskan kedalaman kurikulum ekonomi Islam di universitas. Berdasarkan hasil penelitian ditemukan bahwa perbedaan itu adalah adanya sistem pembelajaran ekonomi Islam dalam pendidikan tinggi sehingga lulusan yang dihasilkan oleh perguruan tinggi yang mengajarkan ekonomi Islam masih sedikit yang dapat memenuhi kebutuhan pasar industri keuangan syariah Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2018-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/102 10.32678/ijei.v9i2.102 Islamiconomic : Jurnal Ekonomi Islam; Vol 9, No 2 (2018) 2541-4127 2085-3696 10.32678/ijei.v9i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/102/74 Copyright (c) 2018 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/294 2022-02-14T09:11:02Z ijei:ART

The Efficiency and Effectiveness of The Distribution of Zakat Funds in Yogyakarta 's Baznas Hidayatulloh, Muhammad Lutfi Rohim, Ade Nur Hasbi, Sahlan efficiency, effectiveness, zakat distribution Zakat is one of the instruments of economic development that is still minimal in maximizing its potential. Although the collection and distribution continues to increase every year, in fact there are still many problems in the zakat management organization. These problems include inefficiency in operational costs and HR costs in the Zakat Management Organization and the ineffective distribution of zakat to be able to convert mustahik into muzakki. This study aims to analyze the level of efficiency and effectiveness of the distribution of zakat funds in Yogyakarta’s Baznas. The research method uses a descriptive qualitative approach with secondary data from the publication of the Yogyakarta’s Baznas financial statements in 2017 – 2019 using an efficiency ratio with the Zakat Core Principle and Allocation to Collection Ratio. The results showed that the level of efficiency by using the total operating costs for the total amil rights, the total operational costs for the total collection and the total HR costs for the total collection for three years of operation was running efficiently. At the level of effectiveness using Gross ACR, Gross ACR Non-Amil, Zakah Allocation Ratio and Zakah Allocation Ratio Non-Amil has been effective for three years of operation. Recommendations from researchers are to always improve the collection and distribution of zakat funds so that they remain in the efficient and effective category. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-02-14 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/294 10.32678/ijei.v12i2.294 Islamiconomic : Jurnal Ekonomi Islam; Vol 12, No 2 (2021) 2541-4127 2085-3696 10.32678/ijei.v12i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/294/114 Copyright (c) 2021 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/5 2021-07-02T09:47:44Z ijei:ART

REKAYASA PEMBANGUNAN APLIKASI INDEK KINERJA DOSEN (IKD) BERBASIS WEB DI IAIN SULTAN MAULANA HASANUDDIN BANTEN ANSORI, AAN Rekayasa pembangunan aplikasi IKD merupakan merancang, mendesain aplikasi yang akan dibangun berdasarkan ketentuan dan alur kerja (SOP) dosen yang sudah berlaku secara aturan di dalam organisasi atau instansi yang di implementasikan dalam bentuk logika algoritman yang di terjemahkan dalam bahasa pemrogram (coding program) aplikasi perangkat lunak IKD yang dibentuk dan dapat mengolah data kinerja secara otomatis dalam formulasi aturan perhitungan secara nilai sehingga menghasilkan katagori-katagori penilai dosen secara objektif.Dosen merupakan pengerak dan pencetak yang akan mewarnai pemikiran dan pengetahuan yang dibentuk pada mahasiswa (transfer knowladge) tentunya dosen harus mempunyai kinerja yang baik dan terukur dalam bidang pengajaran, penelitian dan pengabdian kepada masyarakat, untuk dapat mentransferkan ilmu pengetahuan kepada mahasiswa dalam bidang keilmuan masing-masing dosen untuk dapat meningkatkan dan menghasilkan mahasiswa/mahasiswi yang dapat berkompetisi dan bersaing pada bidangnya di dunia kerja atau di pendidikan selanjutnya.Penelitian ini dilakukan untuk merekayasa pembanguna sistem aplikasi IKD yang dibentuk dari buku panduan peraturan dosen yang ada dan berlaku di kampus IAIN SMH Banten dan kinerja dosen yang harus dikontrol semua aktifitas kegiatan tridarma dosen dan didokemtasikan melalu aplikasi IKD ini, sehingga semua aktifitas dosen terekam pada database IKD untuk memudahkan pengolahan data kinerja dosen dari awal sampai dengan akhir kegiatan/aktifitas dosen yang bersangkutan dengan cara mengisi username dan passwordnya saja sudah dapat melihat semua kegiatan dosen yang bersangkutan.Hasil penelitian diperoleh bahwa rekayasa pembanguan aplikasi IKD yang dibentuk sebagai perangkat lunak dapat mendatabasekan semua aktifitas kinerja dosen yang sudah diformulasikan berdasarkan aturan yang berlaku, dosen atau pimpinan dapat memantau/mengetahui data kinerja dosen disetiap semster atau tahun akademik, cukup login pada aplikasi IKD, sudah dapat mengetahui profil dosen dan kinerja dosennya, berdasarkan bukti-bukti akurat yang diisi dan diupload oleh dosen yang bersangkutan Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-11-10 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/5 10.32678/ijei.v5i2.5 Islamiconomic : Jurnal Ekonomi Islam; Vol 5, No 2 (2014) 2541-4127 2085-3696 10.32678/ijei.v5i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/5/5 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/666 2025-03-23T13:41:52Z ijei:ART

How the Promotional Strategies and Innovations of Korean Halal Products Featured in Korean Dramas Can Influence The Purchase Decisions and Consumer Interest Anggeraini, Ria Junaidi, Heri Maulana, Chandra Zaki Halal Product; Promotion; Innovation; Consumer Behavior This study aims to analyze the impact of promotion and innovation of Korean Halal Products in Korean dramas on purchasing decisions through consumer interest in Palembang City. The research method employed a quantitative approach with statistical analysis using SmartPLS 4. Primary data was collected from respondents in Palembang City. The analysis results indicate that promotion and innovation of Korean Halal Products in Korean dramas significantly influence purchasing decisions positively. Furthermore, promotion and innovation also significantly affect consumer interest in these products. These findings suggest that promotions and innovations through Korean drama media play a crucial role in enhancing purchasing decisions and consumer interest in Korean Halal Products in Palembang City. The conclusions from this study support the theory that promotion and innovation play a role in influencing consumer behavior regarding purchasing decisions and interest in halal products. The practical implications of this research can assist marketing practitioners in planning effective promotion strategies for marketing Korean Halal Products in the Indonesian market, particularly in Palembang City. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/666 10.32678/ijei.v15i1.666 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 1 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/666/154 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/138 2020-05-17T23:11:26Z ijei:ART

PENERAPAN JASA PINJAMAN DALAM SIMPAN PINJAM DI KOPERASI Fatriansyah, Alif Ilham Akbar Service Loan, Inconsistency, Al-Qardh, and Debt. Jasa Pinjaman merupakan bagian dari Koperasi didalam unit usaha Simpan Pinjam, yang dihasikan atas ketidakkonsistenan dalam penerapan suatu prinsip, apakah koperasi menggunakan prinsip syariah atau prinsip konvensional sehingga akan menghasilkan penyimpangan. Hal ini bisa tercermin karena jasa pinjaman yang selama ini terjadi di Koperasi Simpan Pinjam merupakan gabungan dari Al-Qardh yang mewakili dari prinsip syariah dan Hutang yang mewakili dari prinsip konvensional. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2019-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/138 10.32678/ijei.v10i2.138 Islamiconomic : Jurnal Ekonomi Islam; Vol 10, No 2 (2019) 2541-4127 2085-3696 10.37035/ijei.v10i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/138/88 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/135 2019-12-31T05:50:26Z ijei:ART

FACTORS INFLUENCING WILLINGNESS TO CONTRIBUTE IN CASH WAQF: CASE OF SOUTH TANGERANG, INDONESIA Ahmad, Hudzaifah waqf, cash waqf, willingness, knowledge, income, social culture, promotion Abstract: Factors Influencing Willingness to Contribute in Cash Waqf: Case of South Tangerang, Indonesia. Waqf has long been the backbone of community service in Indonesia, especially in the fields of religion and education. Considering the importance of waqf in the socio-economic field in Indonesia, the government expanded the scope of waqf which was originally only in the form of fixed assets and then added with movable assets such as money. As a country with the largest Muslim population in the world, Indonesia has a huge cash waqf potential. But this potential has not been able to be optimized by the government or the private sector. The problem of the lack of awareness of Muslims in Indonesia about cash waqf is the main obstacle. There are several factors that influence one's willingness to do cash waqf, namely knowledge, income, social culture, and promotion. To determine the influence of these factors, the data obtained from respondents from the survey instrument adopted were subjected to descriptive analysis statistical analysis. The findings indicate that all factors significantly affect a person's willingness to do cash waqf. Recommendations contingent on research findings were offered.  Abstrak. Faktor-Faktor yang Mempengaruhi Kesediaan untuk Berkontribusi dalam Wakaf Tunai: Kasus Tangerang Selatan, Indonesia. Wakaf telah lama menjadi tulang punggung pengabdian masyarakat di Indonesia, khususnya di bidang agama dan pendidikan. Mengingat pentingnya wakaf dalam bidang sosial ekonomi di Indonesia, pemerintah kemudian memperluas cakupan wakaf yang semula hanya berupa aset tetap menjadi ditambah dengan aset bergerak seperti uang. Sebagai negara dengan populasi Muslim terbesar di dunia, Indonesia memiliki potensi wakaf tunai yang besar. Tetapi potensi ini belum dapat dioptimalkan oleh pemerintah atau sektor swasta. Masalah kurangnya kesadaran umat Islam di Indonesia tentang wakaf tunai adalah kendala utama. Ada beberapa faktor yang mempengaruhi kemauan seseorang untuk melakukan wakaf tunai, yaitu pengetahuan, pendapatan, sosial budaya, dan promosi. Untuk menentukan pengaruh faktor-faktor ini, data yang diperoleh dari responden dari instrumen survei yang diadopsi menjadi sasaran analisis deskriptif analisis statistik. Temuan menunjukkan bahwa semua faktor secara signifikan mempengaruhi kesediaan seseorang untuk melakukan wakaf tunai. Rekomendasi yang bergantung pada temuan penelitian ditawarkan. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten Islamic International University of Malaysia 2019-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/135 10.32678/ijei.v10i2.135 Islamiconomic : Jurnal Ekonomi Islam; Vol 10, No 2 (2019) 2541-4127 2085-3696 10.37035/ijei.v10i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/135/91 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/192 2021-03-31T03:04:19Z ijei:ART

ENCOURAGE PEOPLE’S INTEREST TO DO CASH WAQF Hadiyati, Puji Gladys, Annisa Indah Iqbal, Muhammad Cash Waqf; Knowledge; Understanding; Awareness; Promotion; Interest. This study aims to identify the community interest to cash waqf. The population of this study are people living in Jabodetabek area. Variables used in this study include knowledge, understanding, awareness and promotion of community interest to cash waqf. Simple Random Sampling is the sampling method in this research and regression with ordinary least squared approach become its analysis method. The results show that knowledge and understanding do not have an influence on the community interest to doo cash waqf, while the awareness and promotion variables affect the community interest to do cash waqf. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2020-12-25 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/192 10.32678/ijei.v11i2.192 Islamiconomic : Jurnal Ekonomi Islam; Vol 11, No 2 (2020) 2541-4127 2085-3696 10.32678/ijei.v11i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/192/105 Copyright (c) 2020 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/26 2016-11-12T12:22:49Z ijei:ART

oai:ojs.journal.islamiconomic.or.id:article/384 2023-06-30T18:40:24Z ijei:ART

Strengthening The Management of Funeral Expenses System: Towards Digitalization and Sustainable Outcomes Zakaria, Zarabizan Abdullah, Nor Hazlina Funeral Expenses; Khairat Kematian; Management The study was conducted to identify current effectiveness of funeral expenses (khairat kematian) management system in Muslim community. Findings from the survey could lead to the development of a system that can provide excellent services and effective solutions to the funeral expenses management system in the Muslim community. A concise description of the common issues that need to be addressed has been detailed out using Ishikawa Fishbone Diagram. A survey using Google Form was chosen as a method of data collection. 60 respondents comprising various ages and states in Malaysia were involved in the survey. Ishikawa Fishbone Analysis tool was used to identify the causes that contribute to ineffectiveness of the funeral expenses management system. The outcomes of the responses obtained from the survey were analyzed using SWOT Analysis. There were several strategies and action plans suggested at the end of this project paper. These studies and outcomes will trigger macro and micro impacts in context of more effective communication network through an integrated mobile application system. In a nutshell, the proposed e-khidmat system is expected to be an effective solution to the funeral expenses management system. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/384 10.32678/ijei.v14i1.384 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 1 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/384/138 Copyright (c) 2023 Zarabizan Zakaria, Nor Hazlina Abdullah

oai:ojs.journal.islamiconomic.or.id:article/29 2021-07-02T09:48:10Z ijei:ART

FAKTOR-FAKTOR YANG MEMPENGARUHI KEGAGALAN USAHA JANNAH, MUKHLISHOTUL Kegagalan Usaha; Kesalahan Manajemen Abstract. The Factors of Business Failure.  The changes in macroeconomic conditions may affect the survival of a company. There are many companies which struck a snag financially when economic crisis on middle year 1997, and some of them into bankruptcy. On the year end of 2008, global financial crisis at various states caused on company viability. The viability of a company not only based on the external factors, but also caused by internal company management. An enterprise is not always good developed as expected but in practice many companies have failed on business. Business failure is not limited to one industry or a particular company, but can be experienced by all industries or companies. There are various factors can cause business failure, such as economic factors, management fault, and natural disasters. The failure of companies will have an impact on the company's financial difficulties. There are many factors that lead the companies into financial difficulties, but most of factor either directly or indirectly is due to management errors happen repeatedly. Lastly, the accumulation of management incompetence in managing the company that finally resulted in the failure of company.Abstrak. Faktor-Faktor Yang Mempengaruhi Kegagalan Usaha. Perubahan kondisi ekonomi makro dapat mempengaruhi kelangsungan hidup suatu perusahaan. Ketika terjadi krisis ekonomi pada pertengahan tahun 1997, banyak perusahaan yang mengalami kesulitan keuangan dan bahkan beberapa diantaranya mengalami kebangkrutan. Krisis keuangan global yang terjadi pada akhir tahun 2008 pun berdampak pada kelangsungan hidup perusahaan diberbagai negara. Kelangsungan hidup suatu perusahaan tidak hanya dipengaruhi oleh kondisi di luar perusahaan, tetapi juga oleh pengelolaan perusahaan yang kurang baik. Suatu perusahaan tidak selalu berkembang dengan baik sebagaimana diharapkan. Dalam praktik, banyak perusahaan yang mengalami kegagalan. Kegagalan bisnis tidak terbatas pada satu industri atau perusahaan tertentu, tapi dapat dialami oleh semua industri atau perusahaan. Ada berbagai faktor yang dapat menyebabkan perusahaan mengalami kegagalan, diantaranya adalah faktor ekonomi, kesalahan manajemen, dan bencana alam. Perusahaan yang mengalami kegagalan dalam operasinya akan berdampak pada kesulitan keuangan perusahaan. Ada banyak faktor yang mengakibatkan perusahaan mengalami kesulitan keuangan, tapi kebanyakan penyebabnya, baik langsung atau tidak langsung adalah karena kesalahan manajemen yang terjadi berulang-ulang. Akumulasi ketidakmampuan manajemen dalam mengelola perusahaan inilah yang akhirnya mengakibatkan kegagalan perusahaan. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2015-04-20 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/29 10.32678/ijei.v6i1.29 Islamiconomic : Jurnal Ekonomi Islam; Vol 6, No 1 (2015) 2541-4127 2085-3696 10.32678/ijei.v6i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/29/30 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/841 2026-03-09T07:42:00Z ijei:ART

Development of Islamic Bank Performance Measurement Using The Maslahah Performa (MaP) Approach Maulida, Syahdatul Firdaus, Achmad Maslahah Performa; Maqashid Sharia; Sharia Banking The objective of the research is to develop a performance measurement model for Islamic banks using the Maslahah Performa (MaP) approach. The performance measurement model encompasses six MaP maslahah orientations, namely worship, internal processes, talent, learning, customers, and wealth, with each maslahah orientation comprising specific measures, formulas, and targets. The development of performance measures is informed by a comprehensive array of sources, including the Qur'an and Hadith, financial statements, sustainability reports, Islamic bank governance, and regulations established by the OJK and Bank Indonesia. The research design entailed an exploratory study, wherein secondary data was obtained from financial reports, sustainability reports, Islamic bank governance reports, OJK and Bank Indonesia regulations, and other sources. Data samples were obtained from the annual reports of Bank Syariah Indonesia and Bank Muamalat. The selection of these two banks was made with the consideration that they can represent the classification of the Bank Group Based on Tier 1 Capital (KBMI). The findings from the data analysis were then used to develop a more comprehensive understanding of the application of maqashid sharia in measuring the performance of Islamic banks. The implications of this study for Islamic banking practitioners are that the application of the MaP model can help make more maqashid sharia-based decisions, ensuring a balance between profitability and social sustainability. Moreover, the findings of this study can serve as a foundation for regulators to formulate policies and regulations that more effectively support the integration of maqashid sharia principles in the performance assessment of Islamic banks. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/841 10.32678/ijei.v16i1.841 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/841/168 Copyright (c) 2025 Syahdatul Maulida, Achmad Firdaus

oai:ojs.journal.islamiconomic.or.id:article/74 2021-07-02T09:45:58Z ijei:ART

PENYELESAIAN SENGKETA DALAM EKONOMI SYARI’AH SUGANDA, ASEP DADAN Ekonomi syari’ah, shulh, tahkim, wilayat al-Qadha Allah SWT memerintahkan hamba-Nya untuk memutuskan suatu hukum atau menghukumi manusia dengan apa-apa yang diturunkan-Nya. Seperti halnya Rasulullah SAW, beliau secara langsung mengadili dan menghukumi perkara yang muncul di tengah-tengah masyarakat dengan hukum dan aturan yang diturunkan Allah SWT. Termasuk dalam hal yang berkaitan dengan harta benda. Ketika terjadi persengketaan ekonomi syari’ah, maka diperlukan suatu instrumen penting sebagai solusi yang adil bagi para pihak-pihak yang bersengketa. Dengan menggunakan model shulh (perdamaian), tahkim (arbitrase) dan wilayat al-Qadha (Kekuasaan Kehakiman) diharapkan dapat menjadi solusi dalam persengketaan ekonomi syari’ah ini. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2013-03-03 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/74 10.32678/ijei.v4i1.74 Islamiconomic : Jurnal Ekonomi Islam; Vol 4, No 1 (2013) 2541-4127 2085-3696 10.32678/ijei.v4i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/74/54 Copyright (c) 2017 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/1351 2026-04-10T16:58:59Z ijei:ART

Analysis of Cash Waqf Endowment Fund as a Sharia Investment in Indonesia and Saudi Arabia Rahmi, Asri Noer Syurmita, Syurmita Wirman, Ade Hawariyuni, Weni Sudarsono, Heri Cash Waqf; Endowment Funds; Investment This study examines the role of cash waqf endowment funds as an Islamic investment instrument, with a comparative focus on LAZ Al-Azhar Indonesia and waqf institutions in Saudi Arabia. Cash waqf represents an innovative model of sustainable Islamic finance that integrates Sharia-compliant investment principles with broader socio-economic development objectives. This research aims to analyze the contribution of cash waqf investment funds to socio-economic outcomes, particularly income enhancement, healthcare improvement, and educational development. While also assessing their financial sustainability. Using a qualitative-descriptive and comparative approach based on financial reports and institutional data from 2022 to 2024, the findings indicate a significant increase in the implementation of productive waqf during the observed period. The results demonstrate that cash waqf funds have contributed positively to social welfare indicators, including poverty alleviation, hunger reduction, improved access to education, and the promotion of decent work opportunities. Furthermore, the integration of digital financial technology has enhanced efficiency and transparency in the collection and management of cash waqf, while simultaneously lowering entry barriers for waqif participation. The study also finds that the financial management of cash waqf institutions, particularly LAZ Al-Azhar Indonesia, reflects a high level of transparency and accountability, thereby strengthening institutional trust and sustainability. These findings highlight the strategic potential of cash waqf as a viable instrument for advancing inclusive and sustainable development within the framework of Islamic economics. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/1351 10.32678/ijei.v16i2.1351 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 2 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i2 en https://www.journal.islamiconomic.or.id/index.php/ijei/article/downloadSuppFile/1351/330 https://www.journal.islamiconomic.or.id/index.php/ijei/article/downloadSuppFile/1351/331 Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/140 2020-12-25T08:26:16Z ijei:ART

ANALISIS KINERJA PENGELOLAAN ZAKAT DI BADAN AMIL ZAKAT NASIONAL (BAZNAS) KOTA YOGYAKARTA Haidir, M Samsul Indeks Zakat Nasional, poverty, performance zakat, macro dimension, micro dimension AbstractZakat is a means of worship that must be fulfilled by Muslims, where it involves a servant's horizontal relationship with God. The realization of the collection of zakat and infaq by BAZNAS in Yogyakarta in 2016 reached 4.38 billion rupiah. As for the purpose of this study is to evaluate the performance of the government and society in managing zakat, the performance of zakat institutions, and the influence of zakat on the welfare of those who have the right to receive zakat in Yogyakarta. This research was conducted using survey methods through interviews using questionnaires. Samples were selected using purposive sampling technique. The analysis was carried out using the National Zakat Index using the Mixed Method. The results showed that the performance of zakat management in Yogyakarta was quite good with an index value of 0.4878.  Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2020-10-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/140 10.32678/ijei.v11i1.140 Islamiconomic : Jurnal Ekonomi Islam; Vol 11, No 1 (2020) 2541-4127 2085-3696 10.32678/ijei.v11i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/140/96 Copyright (c) 2020 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/381 2023-06-12T23:19:01Z ijei:ART

The Influence of Income, Education, Consumption and Islamic Corporate Governance on Muzakki's Decision Septiana, Indah Income; Education; Consumption; ICG; Muzakki. Muzakki's decision could have an important role in terms of knowing people’s preferences or tendencies in terms of whether to prefer to pay zakat in formal institutions such as BAZNAS, LAZ, Dompet Dhuafa. or prefer to directly give to mustahiq. This study    has limitations in terms of focusing only on analyzing the influence of variable   income, education, consumption, and Islamic corporate governance. This research focuses on analyzing the influence of income, education, consumption, Islamic good corporate on muzakki decisions in choosing where to pay zakat in Palembang city.  The study data uses secondary and primary data, secondary data to determine the number of populations and samples obtained from the Central Statistics Agency (BPS).  This research variable is obtained by directly interviewing and using questionnaires as their intrusion in data collection.   Analytical tools are used in analyzing using binary logistic regression.  finding from this study shows that income is the deciding factor in the decision to choose where to pay zakat. While based on the results of partially variable tests showed that income, and Islamic Corporate Governance had a positive and significant effect on the decision of the place to pay zakat. While consumption has a negative and significant influence on the decision of choosing place to pay zakat. Overall variables independent (income, education, consumption, Islamic corporate governance) is able to explain the dependent variable (decision to pay zakat) of 83%. The remaining 17 percent was explained by variables outside the model or by other variables that were not studied. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/381 10.32678/ijei.v13i2.381 Islamiconomic : Jurnal Ekonomi Islam; Vol 13, No 2 (2022) 2541-4127 2085-3696 10.32678/ijei.v13i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/381/129 Copyright (c) 2022 Islamiconomic: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/18 2021-07-02T09:47:05Z ijei:ART

ANALISIS PERTUMBUHAN DANA PIHAK KETIGA SEBELUM DAN SESUDAH KELUARNYA KEBIJAKAN OFFICE CHANNELING DI PERBANKAN INDONESIA LUSTIANAH, MERI SYARIFUDIN, EFI Office chanelling; bank; DPK Ketika badai krisis ekonomi datang melanda Indonesia pada pertengahan tahun 1997 perbankan konvensional banyak terpuruk, sebaliknya perbankan syari’ah relatif aman dari goncangan krisis. Kemajuan perbankan syariah tidak lepas dari dukungan UU No 10 tahun 1998 tentang perbankan UU No 7 tahun 1992 dan terbitnya UU No 23 tahun 1999 tentang Bank Indonesia (BI). Adapun perkembangan selanjutnya adalah dikeluarkannya fatwa tentang haram bunga bank oleh Majelis Ulama Indonesia (MUI) pada tahun 2003. Karena Bank Syari’ah dapat bertahan bahkan mengalami kemajuan pesat, sudah seharusnya perbankan syari’ah terus disosialisasikan. Pada saat itu kendala bank syari’ah adalah keterbatasan jaringan. Oleh karena itu pada tahun 2006 dalam PBI NO. 8/3/PBI/2006 terbentuklah kebijakan Office Channelling yang artinya mekanisme layanan syari’ah, dimana bank konvensional ang dapat membuka layanan syari’ah atau dinamakan Unit Usaha Syari’ah.Dari latar belakang tersebut dapat dituliskan dalam rumusan masalah: Adakah perbedaan jumlah Dana Pihak Ketiga setelah keluarnya kebijakan Office Channelling? Serta bagaimana caranya agar pertumbuhan Dana Pihak Ketiga tumbuh dengan signifikan setelah keluarnya kebijakan Office Channelling? Tujuan dari penelitian ini adalah Untuk mengetahui seberapa besar dampak keluarnya kebijakan Office Channeling, dan untuk membandingkan pertumbuhan Dana Pihak Ketiga sebelum dan sesudah keluarnya kebijakan Office Channeling. Data yang digunakan dalam penelitian ini adalah data sekunder yaitu data yang telah tersedia di website Bank Indonesia melalui publikasi bank. Analisis data dalam penelitian ini menggunakan deskriptip statistik, dan uji t dua sampel berpasangan (paired sample t test).Kesimpulan dari hasil penelitian ini adalah dari 18 perbankan di Indonesia yang menggunakan layanan syari’ah (office chanelling) sebelum keluarnya kebijakan layanan syariah jumlah Dana Pihak Ketiga sebesar Rp. 200 Triliun, dan sesudah keluarnya kebijakan layanan syari’ah jumlah Dana Pihak Ketiga sebesar Rp. 300 Triliun. pertumbuhan jumlah Dana Pihak Ketiga setelah keluarnya kebijakan office channelling meningkat sebesar 50%. Hasil uji t, diperoleh thitung  (-2,354) ttabel (-2,109). Maka Ho  ditolak dan Ha  diterima, hal tersebut dapat disimpulkan bahwa terdapat perbedaan yang signifikan terhadap pertumbuhan Dana Pihak Ketiga sebelum dan sesudah keluarnya kebijakan Office Channelling Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2014-05-11 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/18 10.32678/ijei.v5i1.18 Islamiconomic : Jurnal Ekonomi Islam; Vol 5, No 1 (2014) 2541-4127 2085-3696 10.32678/ijei.v5i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/18/19 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/780 2025-03-23T14:09:35Z ijei:ART

Contribution of Islamic Financial Institutions in Channeling Productive Financing to The Halal Industrial Ecosystem in Supporting Sustainable Development Goals (SDGs) Peristiwo, Hadi Yama, Arifeen SDGs; Halal Industry; Ecosystem; Finance Islamic finance is becoming part of that and can realize destination development sustainability in Indonesia, increasing its role as an institution. There is a lot of finance related to distribution financing productive to sector halal industrial ecosystem. Financing productive institutions Islamic finance against sector halal industry is the embodiment of economy sharia by kaffah (complete). This study uses a qualitative approach. The method used in this research is qualitative descriptive analysis. This study's data sources came from books, journals, and interviews with related informants about the role of Islamic finance in the distribution of productive financing to sector halal industrial ecosystems in supporting sustainable development goals (SDGs). Results show that instruments, both productive and investment financing provided and carried out by Islamic financial institutions, have an important role, especially in increasing the halal industrial sector. In addition, it can be seen that from the financing aspect, Islamic financial institutions channel more to the consumptive sector. The halal industry is an industrial sector with great potential if Islamic financial institutions fully support its sustainability Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2023-12-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/780 10.32678/ijei.v14i2.780 Islamiconomic : Jurnal Ekonomi Islam; Vol 14, No 2 (2023) 2541-4127 2085-3696 10.32678/ijei.v14i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/780/159 Copyright (c) 2024 Hadi Peristiwo, Arifeen Yama

oai:ojs.journal.islamiconomic.or.id:article/988 2026-04-10T16:58:59Z ijei:ART

Strengthening Competitiveness through Sharia-Based Digitalization: A Case Study of Kampung Tahu Binjai City Indonesia Hendra, Hendra Riska, Zunaida Soemitra, Andri Nasution, Faisal Digitalization; Creative Industry; Sharia Economics; UMKM; Competitiveness This study aims to analyze the role of digitalization in enhancing the competitiveness of sharia-based creative industries, identify the challenges faced, and formulate strategies to optimize digital transformation in the tofu production center of Kampung Tahu, Binjai City. Using a qualitative approach with a case study method, data were collected through in-depth interviews with twelve informants, field observations, and document analysis related to digitalization and sharia economic policies. Thematic analysis with an inductive approach was employed to process the data, supported by triangulation for validity. The findings reveal that digitalization contributes significantly to expanding market access, improving operational efficiency, and reinforcing sharia principles through transparent and halal-compliant financial systems. However, challenges remain, including low digital literacy, limited infrastructure, weak understanding of digital sharia practices, and insufficient institutional support. To address these, several strategies are proposed, such as sharia-based digital literacy programs, equitable infrastructure development, multi-stakeholder collaboration, and the establishment of halal digital ecosystems. This research provides a unique contribution by presenting a contextual model of sharia-oriented digitalization strategies for traditional food-based MSMEs, an area rarely explored in existing literature, thereby offering both theoretical enrichment and practical guidance for inclusive and sustainable sharia economic transformation. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-08-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/988 10.32678/ijei.v16i2.988 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 2 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i2 en Copyright (c) 2025 Authors

oai:ojs.journal.islamiconomic.or.id:article/129 2021-07-02T09:51:37Z ijei:ART

VIRTUAL ACCOUNT SANTRI : IKHTIYAR PESANTREN DALAM MEMBERIKAN LAYANAN PRIMA BERORIENTASI CUSTOMER SATISFACTION DI PONDOK PESANTREN Baharun, Hasan Ardillah, Rizaqil Virtual accounts, Pesantren, Costumer Satisfaction This article presents the services which is provided by Nurul Jadid Islamic Boarding School using the Virtual Account payment method. In essence, the purpose of a service is to provide a sense of satisfaction for the people who is being served. To achieve this level of satisfaction must be accompanied by facilities and personnel from each side. In providing a service we are required to be sensitive to the wishes and needs of customers. Through the Virtual Account method can be implemented in financial management, especially in the payment process in an educational institution because it can provide convenience, and can be guaranteed in the process of payment transactions. By using this method, the Islamic Boarding School's treasurer can provide services in the form of convenience, guarantees, and concerns of Islamic Students (Santri) or Islamic Student's Parent (Walisantri) when processing payment transactions. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2019-12-31 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/129 10.32678/ijei.v10i1.129 Islamiconomic : Jurnal Ekonomi Islam; Vol 10, No 1 (2019) 2541-4127 2085-3696 10.32678/ijei.v10i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/129/81 Copyright (c) 2019 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/269 2023-06-12T23:45:38Z ijei:ART

Panic Buying In The Era of Covid-19 Pandemic: Consumer Behavior Perspective of Monzer Khaf Faizah, Fita Nurotul Khabibah, Ani Nur Afidah, Siti Covid-19; Panic Buying; Consumption; Mozer Khaf Covid-19 has a diverse impact on various sectors of human life and causes several phenomena, one of which is the phenomenon of panic buying. Concern over the closure of a number of public facilities resulted in the price of masks, hand sanitizers, tissues, soap and other basic necessities, experiencing scarcity due to excessive demand. That resulted in an increase in prices on several items on the market. Of course, consumer behavior is very contrary to Islam, because it can damage the economic order in society. The purpose of this study is to review panic buying in the pvidemic era 19th in the perspective of consumer behavior according to Monzer Khaf. The analytical method used in this research is the study of literature. The data used in the study are secondary data that are reviewed from existing studies and some other literature. In the first part of this study reviewing panic buying, the second part will review the impact of panic buying, the third research will review the consumption theory of Monzer Khaf and the last analysis of the relationship of the phenomenon of panic buying with the consumption theory of Mozer Khaf. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2022-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/269 10.32678/ijei.v13i1.269 Islamiconomic : Jurnal Ekonomi Islam; Vol 13, No 1 (2022) 2541-4127 2085-3696 10.32678/ijei.v13i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/269/119 https://www.journal.islamiconomic.or.id/index.php/ijei/article/downloadSuppFile/269/74 Copyright (c) 2022 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/9 2021-07-02T09:45:58Z ijei:ART

PENGARUH PEMBERIAN INSENTIF TERHADAP KINERJA KARYAWAN JANNAH, MUKHLISHOTUL Tujuan utama dari suatu bisnis adalah mendapatkan keuntungan. Sedangkan  yang memberikan keuntungan bukan hanya pelanggan, tetapi ada sumber daya manusia yang merupakan faktor produksi yang bisa membuat keinginan pelanggan bisa terpenuhi. Di sinilah peran sumber daya manusia, sejak bahan baku yang masih berada di suplier, dalam proses produksi, hingga barang ke tangan pelanggan. Di sisi lain perusahaan harus menyadari bahwa karyawan sebagai mahluk sosial pada dasarnya memiliki berbagai macam kebutuhan yang semakin lama semakin bertambah. Untuk itu perusahaan harus memperhatikan kesejahteraan baik berupa materi maupun non materi kepada karyawan beserta keluarganya. Hal ini dapat membuat para pegawai bersemangat dalam bekerja, terciptanya ketenangan, loyal terhadap perusahaan dan mau memberikan segala kemampuannya dalam bekerja, sehingga kinerja karyawan menjadi lebih optimal.Dalam meningkatkan kinerja karyawan diperlukan analisis terhadap faktor-faktor yang mempengaruhinya dengan memperhatikan kebutuhan dari para pegawai, diantaranya adalah upah atau gaji dan insentif. Insentif dapat digunakan sebagai salah satu alat untuk memotivasi karyawan dalam rangka untuk meningkatkan kinerja mereka dan merangsang para karyawan untuk berperan aktif dalam pencapaian tujuan perusahaan Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2013-03-10 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/9 10.32678/ijei.v4i1.9 Islamiconomic : Jurnal Ekonomi Islam; Vol 4, No 1 (2013) 2541-4127 2085-3696 10.32678/ijei.v4i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/9/10 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/738 2025-03-23T13:41:52Z ijei:ART

Optimization Strategy for The HEBITREN Program and Halal Value Chain in Developing The Sharia Economy Br. Lumban Tobing, Fanny Asyifa Harahap, Isnaini Daulay, Aqwa Naser Islamic boarding school; Halal Value Chain; SOAR Analysis; Sharia Economics There is a problem that often arises: Islamic boarding schools are still lacking in terms of income to manage and drive the Islamic boarding school economy. Islamic boarding schools are often only fixated on student dues as a funding source for various purposes, including economic development and infrastructure. Therefore, the researcher intends to analyze one way to encourage the economic independence of Islamic boarding schools through the optimization of the Hebitren program and the potential of the halal value chain for the development of the Islamic economy in Islamic boarding schools. The method raised in this study is a qualitative method where the researcher goes directly to the location of the case study to obtain information which then the results of the study are processed and analyzed using the SOAR framework and the IFAS / IFES matrix and then described descriptively. The results of the study show that the most appropriate strategy to optimize the economic independence of Islamic boarding schools through the Hebitren program and the potential of the halal value chain is the SA strategy, namely developing quality human resources and playing an active role in developing business models based on Islamic values, streamlining the concept of halal value chain, managing Islamic boarding school assets, entrepreneurship training, and strengthening business networks Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2024-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/738 10.32678/ijei.v15i1.738 Islamiconomic : Jurnal Ekonomi Islam; Vol 15, No 1 (2024) 2541-4127 2085-3696 10.32678/ijei.v15i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/738/147 Copyright (c) 2024 Authors

oai:ojs.journal.islamiconomic.or.id:article/43 2021-07-02T09:50:09Z ijei:ART

EKONOMI ISLAM DALAM KAJIAN FIQH KONTEMPORER; STUDI AWAL TENTANG JAMINAN FIDUSIA BAIHAQI, WAZIN Ekonomi Islam; Fiqh Kontemporer; Jaminan Fidusia Abstract. Preliminary Study on Fiduciary in Fiqh Contemporary of Islamic Economics Studies. The main purpose of Islamic law is for the benefit of the people. The benefit is measured by the jurisprudence usul doctrine known as al kulliyatul kahms or sharia maqashid. One of the goals of Islamic law is hifdz al-mal (to maintain and guarantee of property ownership). The implementation of economic law to regulate all economic activities should be ensured to give benefits to Muslims. Therefore, Islam provides the rules of muamalah in commercing, leasing, fiduciary, etc. Nowadays, the diversity forms of economic transactions increasing rapidly, one of them is fiduciary. Fiduciary is a form of guarantee that adopted by the legal system of law in Indonesia from Netherlands since the colonial era to the present. Fiduciary guarantee begins popular used as a follow-up agreement on financing transactions; this is because the collateral still handling in the guarantor, also provide the convenience for the guarantor to take the advantage from the collateral. This model almost not discussed in the classical fiqh muamalah although some jurists have discussed about it. As the response of the development of economic transactions, it would need to practice more about the fiduciary in the discourse perspective of Islamic economics law. In order to avoid the Maisir, Gharar, Haram, and Riba in Islamic transactions, therefore, the National Sharia Council (DSN) issued the fatwa Number. 68 /DSN-MUI/III/2008 about the Rahn Tasjily that similar to the fiduciary while still complying with the rules of fiqh muamalah.Abstrak. Ekonomi Islam Dalam Kajian Fiqh Kontemporer Studi Awal Tentang Jaminan Fidusia. Studi Awal Tentang Jaminan Fidusia Dalam Kajian Fiqh Kontemporer Ekonomi Islam. tujuan utama hukum dalam Islam adalah untuk kemaslahatan ummat. kemaslahatan tersebut diukur dengan doktrin ushul fiqh yang dikenal dengan sebutan al kulliyatul kahms atau maqashid syariah. Salah satu tujuan dari hukum Islam adalah hifdz al-mal yaitu memelihara dan menjamin kepemilikan harta benda. Pelaksanaan hukum ekonomi untuk mengatur segala kegiatan ekonomi haruslah dapat dipastikan memberi kemanfaatan bagi ummat Islam. Oleh karena itu, Islam memberikan aturan-aturan dalam muamalah seperti jual beli, sewa-menyewa, gadai dan sebagainya. Kini bentuk transaksi ekonomi semakin beragam, salah satunya adalah bentuk jaminan fidusia. Fidusia merupakan bentuk jaminan yang dipraktekkan di Belanda kemudian diadopsi oleh sistem hukum di Indonesia sejak zaman kolonialisme hingga sekarang. Jaminan fidusia semakin populer digunakan sebagai perjanjian ikutan dalam transaksi pembiayaan, karena barang jaminan tetap dalam penguasaan pemberi jaminan sehingga memberi kemudahan bagi pemberi jaminan untuk memanfaatkan barang jaminan. Model jaminan seperti ini tidak banyak dibahas dalam fiqh muamalah klasik walaupun beberapa fuqaha telah membahasnya. Sebagai respon dari perkembangan transaksi ekonomi, perlu kiranya praktek jaminan fidusia ini diangkat dalam wacana perspektif hukum ekonomi Islam. Dengan pertimbangan kemaslahatan ummat agar terhindar dari transaksi ekonomi yang mengandung Maisir, Gharar, Haram, Riba, dan Bathil. Oleh karena itu, Dewan Syari’ah Nasional (DSN) mengeluarkan fatwa Nomor 68/DSN-MUI/III/2008 tentang rahn tasjily yang memiliki bentuk perjanjaian yang hampir sama dengan jaminan fidusia namun tetap memenuhi kaidah-kaidah fiqh muamalah Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2016-10-28 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/43 10.32678/ijei.v7i2.43 Islamiconomic : Jurnal Ekonomi Islam; Vol 7, No 2 (2016) 2541-4127 2085-3696 10.32678/ijei.v7i2 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/43/44 Copyright (c) 2016 ISLAMICONOMIC: Jurnal Ekonomi Islam

oai:ojs.journal.islamiconomic.or.id:article/882 2026-03-09T07:42:00Z ijei:ART

Research Quantity in Enhancing Public Literacy on Cash Waqf Linked Sukuk: Bibliometric Analysis Using Vosviewer Safitri, Nurfala Rohman, Muhammad Abdul Sahroni, Abdullah Kurniawan, Cecep Soleh Cash Waqf Linked Sukuk (CWLS), Research Quantity, Public Literacy, and Bibliometric Analysis This study explores the need to enhance Cash Waqf Linked Sukuk (CWLS) literacy to promote its development in Indonesia. As an innovative instrument linking cash waqf with sukuk, CWLS has the potential to drive sustainable social and economic growth. However, limited public awareness hinders its adoption. Using bibliometric analysis and digital trend data from tools like Publish or Perish (PoP) and Vosviewer, this research identifies gaps in CWLS literature and societal literacy. Data collected from PoP, focusing on the keyword "CWLS from 2018 to 2025," revealed 175 publications, 1,330 citations, an h-index of 7, g-index of 190, and an average of 845.97 citations per year. Network visualization analysis showed that topics related to individual intention and role in CWLS literacy had low occurrences (12 and 11, totally only 23 occurrences) in Cluster 3, compared to Cluster 1, which had 161 occurrences. Additionally, no significant direct relationship was found between the role variable from Cluster 3 and the BWI (Indonesian Waqf Board) variable from Cluster 1, indicating a conceptual gap in understanding the roles of individuals and institutions in CWLS literacy. These findings underline the need for improved CWLS literacy campaigns, particularly through collaboration between BWI and stakeholders. This study contributes to Islamic economics literature and provides strategies to enhance CWLS literacy and implementation in Indonesia. Universitas Islam Negeri Sultan Maulana Hasanuddin Banten 2025-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/882 10.32678/ijei.v16i1.882 Islamiconomic : Jurnal Ekonomi Islam; Vol 16, No 1 (2025) 2541-4127 2085-3696 10.32678/ijei.v16i1 eng https://www.journal.islamiconomic.or.id/index.php/ijei/article/view/882/175 Copyright (c) 2025 Nurfala Safitri, Muhammad Abdul Rohman, Abdullah Sahroni, Cecep Soleh Kurniawan d5da580e20f3e0dded386ae27b11606e